3955 Lakeview Acres Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3955 Lakeview Acres Rd, Saint Cloud, FL 34772

Property Summary

Property TypeVacant Land
Lot Size1.33 acres (58,239 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Nov 2025)
Tax Bill$1,063 (2025)
Deeds & MortgagesJun 2026 Construction Loan
Oct 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN33-26-31-4950-0001-118C

Property Details

APN / Parcel Number

Primary APN33-26-31-4950-0001-118C
Alternative APNs
  • 26313349500001118C
  • 99217

Exterior

Lot Area58,239 sqft (1.33 acres)

Location & Zoning

Street Address3955 LAKEVIEW ACRES RD
CitySAINT CLOUD
StateFL
Zip34772-9044
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeOAE1
Legal DescriptionS L & I C PB B PG 29 N 165 FT OF E 320.51 FT & N 20 FT OF W 322.5 FT LOT 118 LESS W 12.5 FT
Legal Range31E
Legal Township26S
Legal Section33
Legal SubdivisionS L & I C
Legal Tract4950
Legal Block118C
Legal Lot Number118
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1015
Census Tract43802

Owner

3955 Lakeview Acres Rd, vacant land, is owned by two individuals who bought it in November 2025.

Source: Osceola County records, as of July 1, 2026

Owner of Record2 Individual Names on File
Mailing Address1143 ANNE ELISA CIR, SAINT CLOUD, FL 34772-7474
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · Construction Mortgage
CENTENNIAL BANK
Oct 13, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 28, 2018Warranty Deed, Transfer
A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2025 · Amount on File
Deed SaleNov 5, 2025 · Amount on File
Prior SaleDec 28, 2018 · Amount on File
Deed Document Number2025137249
Deed Book / Page6876 / 1091
Prior Transfer DateOct 8, 2025
Prior Transfer Doc0068632177
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJun 23, 2026
Property Address3955 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9044
Document Number0000082290
Book / Page6992 / 863
Instrument DateJun 22, 2026
Instrument202682290
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4900 DAN SMITH RD, SAINT CLOUD, FL 34771-7720

Mortgage

Document Number0000082290,
DateJun 23, 2026
Book Page6992/863
Instrument202682290
Lender
NameCENTENNIAL BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term373 Months
DueJul 1, 2057
Interest
Rate TypeAdjustable Rate
Rate7.25%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 13, 2025
Property AddressLAKEVIEW ACRES RD, SAINT CLOUD, FL 34772
Document Number0068632177
Book / Page6863 / 2177
Map ReferenceMB B PG 29
Instrument DateOct 8, 2025
Instrument2025126658
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2974 BURBERRY PL, SAINT CLOUD, FL 34772-8750

Transferred To (Grantee/Buyer)

NameVerified Name
Address2974 BURBERRY PL, SAINT CLOUD, FL 34772-8750
InvestorPossibly a Property Investor

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 28, 2018
Property Address3955 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9044
Document Number0054560531
Book / Page005456 / 000531
Instrument DateDec 28, 2018
Instrument189012
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyA CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/

Transaction

AmountAmount on Record
Tax$525.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2974 BURBERRY PL ST CLOUD FL 347728750, ST CLOUD, FL 34772-8750

Tax Assessment & Valuation

The 2025 property tax bill for 3955 Lakeview Acres Rd was $1,063, up 12.1% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,063.00 (+12.13%)$109,600 (+13.81%) Land $109,600$109,600 (+13.81%) Land $109,600
2024$948.00 (+36.01%)$96,300 (+75.09%) Land $96,300$96,300 (+75.09%) Land $96,300
2023$697.00 (+15.02%)$55,000 (+22.22%) Land $55,000$55,000 (+22.22%) Land $55,000
2022$606.00$45,000 Land $45,000$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3955 Lakeview Acres Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 110 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3955 Lakeview Acres Rd is high, ranking above 74% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 60% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
CenturyLink
DSL
140 / 20

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