Hamilton County property record for 3981 Bear Ln, Cleves, OH 45002 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2003 |
| Square Footage | 3,052 sqft Living Area |
| Lot Size | 20,168 sqft (0.462 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $407,500 (2023) |
| Tax Bill | $7,116.00 (2025) |
| Primary APN | 570-0160-0260-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 3,052 sqft Living Area |
| 1st Floor | 1,574 sqft 1st Floor |
| 2nd Floor | 1,478 sqft 2nd Floor |
| Basement Area | 1,574 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 20,168 sqft (0.462 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Patio Area | 240 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3981 BEAR LN |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-1413 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NS BEAR LANE 0.463 AC LOT 179 INDIAN WALK SUB PHASE II BLK C |
| Legal Subdivision | INDIAN WALK SUB |
| Legal Phase | 2 |
| Legal Block | C |
| Legal Lot Number | 179 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | MIAMI |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 20403 |
Source: Hamilton County records · APN 570-0160-0260-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3981 BEAR LN, CLEVES, OH 45002-1413 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 27, 2023 | Warranty Deed, Transfer |
| Oct 26, 2022 | Deed of Trust, Mortgage · Line of Credit MIAMI SAVINGS BANK |
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on Record |
| Deed Sale | Nov 27, 2023 · Amount on Record |
| Prior Sale | Jun 03, 2011 · Amount on Record |
| Deed Doc Number | 2023-0082940 |
| Deed Book / Page | 15049 / 31 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 27, 2023 |
| Property Address | 3981 BEAR LN, CLEVES, OH 45002-1413 |
| Document Number | 0000082940 |
| Book / Page | 15049 / 31 |
| Map Reference | MB 83 PG 8-10 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 2023-0082940 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $407.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3981 BEAR LN, CLEVES, OH 45002-1413 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3981 BEAR LN, CLEVES, OH 45002-1413 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000100719 |
|---|---|
| Date | Oct 26, 2022 |
| Book Page | 14781/37 |
| Instrument | 2022-0100719 |
| Name | MIAMI SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLEVES, OH 45002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3981 BEAR LN, CLEVES, OH 45002-1413 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000136772 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 14543/46 |
| Instrument | 2021-0136772 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Unified School District | Three Rivers Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,116.00 (+12.2%) | $131,660 (-) Land $22,610 Building $109,050 | |
| 2024 | $6,342.00 (+3.29%) | $131,660 (-) Land $22,610 Building $109,050 | |
| 2023 | $6,140.00 (+11.86%) | $131,660 (+42.98%) Land $22,610 Building $109,050 | $376,170 (+42.98%) Land $64,600 Building $311,570 |
| 2022 | $5,489.00 Homeowner's exemption | $92,086 Land $18,638 Building $73,448 | |
| 2020 | $263,100 Land $53,250 Building $209,850 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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