3959 Bear Ln, Cleves, OH 45002 Property Records

Hamilton County property record for 3959 Bear Ln, Cleves, OH 45002 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,240 sqft · built 2003
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$446,000 (Aug 2023)
Tax Bill	$7,784 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`570-0160-0262-00`

Property Details

APN / Parcel Number

Primary APN	`570-0160-0262-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,240 sqft Living Area
1st Floor Area	1,750 sqft
2nd Floor Area	1,490 sqft
Basement Area	1,750 sqft
Finished Basement	668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	16,988 sqft (0.389 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3959 BEAR LN
City	CLEVES
State	OH
Zip	45002-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NS BEAR LANE 0.390 AC LOT 181 INDIAN WALK SUB PHASE II BLK C
Legal Subdivision	INDIAN WALK SUB
Legal Phase	2
Legal Block	C
Legal Lot Number	181
Jurisdiction	HAMILTON OH
Township / Civil Division	MIAMI
Census Block Group	4
Census Block	4000
Census Tract	20403

Owner

Source: Hamilton County records · APN 570-0160-0262-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3959 BEAR LN, CLEVES, OH 45002-1413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2023 · Amount on Record
Deed Sale	Aug 03, 2023 · Amount on Record
Prior Sale	Jul 03, 2003 · Amount on Record
Deed Document Number	0000054146
Deed Book / Page	14971 / 1366
Record Updated	Jun 08, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 03, 2023
Property Address	3959 BEAR LN, CLEVES, OH 45002-1413
Document Number	0000054146
Book / Page	14971 / 1366
Map Reference	MB 83 PG 8-10
Instrument Date	Jul 31, 2023
Instrument	2023-0054146
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$446.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3959 BEAR LN, CLEVES, OH 45002-1413

Mortgage

Document Number	0000054148
Date	Aug 03, 2023
Instrument	2023-0054148

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Miami Township
Unified School District	Three Rivers Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,784.00 (+12.26%)	$144,582 (-) Land $22,610 Building $121,972
2024	$6,934.00 (+2.97%)	$144,582 (-) Land $22,610 Building $121,972
2023	$6,734.00 (+15.27%)	$144,582 (+51%) Land $22,610 Building $121,972	$413,090 (+51%) Land $64,600 Building $348,490
2022	$5,842.00 Homeowner's exemption	$95,750 Land $18,638 Building $77,112
2020			$273,570 Land $53,250 Building $220,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.