Hamilton County property record for 3925 Bear Ln, Cleves, OH 45002 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,406 sqft · built 2003 |
| Lot Size | 0.362 acres (15,812 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $265,200 (Mar 2004) |
| Tax Bill | $6,395 (2025) |
| Deeds & Mortgages | May 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-0160-0265-00 |
| Primary APN | 570-0160-0265-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,406 sqft Living Area |
| 1st Floor Area | 1,438 sqft |
| 2nd Floor Area | 968 sqft |
| Basement Area | 1,370 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 15,812 sqft (0.362 acres) |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 267 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3925 BEAR LN |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-1413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NS BEAR LANE 0.363 AC LOT 184 INDIAN WALK SUB PHASE II BLK C |
| Legal Subdivision | INDIAN WALK SUB |
| Legal Phase | 2 |
| Legal Block | C |
| Legal Lot Number | 184 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20403 |
Source: Hamilton County records · APN 570-0160-0265-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3925 BEAR LN, CLEVES, OH 45002-1413 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2004 · Amount on Record |
| Deed Sale | Mar 05, 2004 · Amount on Record |
| Prior Sale | Sep 05, 2003 · Amount on Record |
| Deed Document Number | 10894 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3925 BEAR LN, CLEVES, OH 45002-1413 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000036151 |
|---|---|
| Date | May 16, 2025 |
| Book Page | 15418/352 |
| Instrument | 2025-0036151 |
| Name | AURGROUP FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | FAIRFIELD, OH 45014 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 26, 2035 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Unified School District | Three Rivers Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,395.00 (+12.15%) | $117,880 (-) Land $22,610 Building $95,270 | |
| 2024 | $5,702.00 (+3.69%) | $117,880 (-) Land $22,610 Building $95,270 | |
| 2023 | $5,499.00 (+11.38%) | $117,880 (+42.37%) Land $22,610 Building $95,270 | $336,800 (+42.37%) Land $64,600 Building $272,200 |
| 2022 | $4,937.00 Homeowner's exemption | $82,797 Land $18,638 Building $64,159 | |
| 2020 | $236,560 Land $53,250 Building $183,310 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610204034, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1978–2005) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jan 2005, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 205 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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