398 Lancaster Ln N, Champlin, MN 55316 Property Records

Hennepin County property record for 398 Lancaster Ln N, Champlin, MN 55316

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.75 ba · 1,434 sqft · built 2005
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Jul 2014)
Tax Bill$5,628 (2025)
Deeds & MortgagesJun 2023 Transfer
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN24-120-22-14-0106

Property Details

APN / Parcel Number

Primary APN24-120-22-14-0106

Interior

Bedrooms4 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,434 sqft Living Area
Gross Area3,104 sqft
1st Floor Area1,434 sqft
Basement Area1,032 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleSplit Foyer
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Lot Depth129 ft Depth
View / LotLake
Garage TypeAttached
Garage Area638 sqft
PorchOpen Porch
Porch Area60 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemSpace Heater

Location & Zoning

Street Address398 LANCASTER LN N
CityCHAMPLIN
StateMN
Zip55316-4100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 005 BLOCK 001 B GOODRICH GARDENS E71X129X109X147
Legal Range22
Legal Township120
Legal Section24
Legal Quarter14
Legal SubdivisionGOODRICH GARDENS
Legal Block1
Legal Lot Number5
JurisdictionHENNEPIN MN
Township / Civil DivisionCHAMPLIN
Census Block Group3
Census Block3010
Census Tract26903

Owner

Source: Hennepin County records · APN 24-120-22-14-0106

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address398 LANCASTER LN N, CHAMPLIN, MN 55316-4100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2023Transfer on Death Deed, Transfer
Apr 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 16, 2014 · Amount on Record
Deed SaleJul 16, 2014 · Amount on Record
Prior SaleMar 28, 2007 · Amount on Record
Deed Document Number2014240895
Last Transfer DateJun 27, 2023
Transfer Doc0011211411
Record UpdatedSep 20, 2026

June 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHENNEPIN MN
Recording DateJun 30, 2023
Property Address398 LANCASTER LN N, CHAMPLIN, MN 55316-4100
Document Number0A11211411
Instrument DateJun 27, 2023
InstrumentA11211411
Transaction TypeTransfer
Record UpdatedJul 12, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address398 LANCASTER LN N, CHAMPLIN, MN 55316-4100

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address398 LANCASTER LN N, CHAMPLIN, MN 55316-4100
Document Number0010779777
Instrument DateApr 10, 2020
Transaction TypeMortgage
Record UpdatedMay 06, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address398 LANCASTER LN N CHAMPLIN MN 553164100, CHAMPLIN, MN 55316-4100

Mortgage

Document Number0010779777
DateApr 27, 2020
Instrument10779777
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 26, 2035

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityChamplin City
Unified School DistrictAnoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,628.00 (+19.19%)$463,200 (+11.08%) Land $115,000 Building $348,200$463,200 (+11.08%) Land $115,000 Building $348,200
2023$4,722.00 Homeowner's exemption
2022$417,000 Land $76,000 Building $341,000$417,000 Land $76,000 Building $341,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims8 (1984–2023)
Claims Outside the SFHA6 of 8
Most Recent ClaimApr 2023 · Severe Storms And Flooding
Claims by Event
  • Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Gateway Fiber Holdings
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL
140 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 423 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemChamplin
serves 23,919 people
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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