387 Lancaster Ln N, Champlin, MN 55316 Property Records

Hennepin County property record for 387 Lancaster Ln N, Champlin, MN 55316

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,952 sqft · built 2003
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$342,880 (Mar 2004)
Tax Bill$5,391 (2025)
Deeds & MortgagesJan 2017 Mortgage
Jan 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-120-22-14-0110

Property Details

APN / Parcel Number

Primary APN24-120-22-14-0110

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,952 sqft Living Area
Gross Area2,672 sqft
1st Floor Area1,030 sqft
2nd Floor Area922 sqft
Basement Area1,030 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Lot Depth148 ft Depth
View / LotLake
Garage TypeAttached
Garage Area720 sqft

Exterior Amenities

PorchOpen Porch
Porch Area161 sqft
Deck Area236 sqft
Patio Area236 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemSpace Heater

Location & Zoning

Street Address387 LANCASTER LN N
CityCHAMPLIN
StateMN
Zip55316-4100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 010 BLOCK 001 B GOODRICH GARDENS W48X148X131X162
Legal Range22
Legal Township120
Legal Section24
Legal Quarter14
Legal SubdivisionGOODRICH GARDENS
Legal Block1
Legal Lot Number10
JurisdictionHENNEPIN MN
Township / Civil DivisionCHAMPLIN
Census Block Group3
Census Block3010
Census Tract26903

Owner

387 Lancaster Ln N is owned and occupied by two individuals who bought it in March 2004.

Source: Hennepin County records, as of June 23, 2026

Owner of Record2 Individual Names on File
Mailing Address387 LANCASTER LN N, CHAMPLIN, MN 55316-4100
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
TRUSTONE FINANCIAL FCU
Jan 4, 2017Deed of Trust, Mortgage · Conventional Mortgage
TRUSTONE FINANCIAL FCU
May 10, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2004 · Amount on File
Deed SaleMar 3, 2004 · Amount on File
Deed Document Number2004852057
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address387 LANCASTER LN N, CHAMPLIN, MN 55316-4100
Transaction TypeMortgage
Record UpdatedMay 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A10400548
DateJan 11, 2017
InstrumentA10400548
Lender
NameTRUSTONE FINANCIAL FCU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2037

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address387 LANCASTER LN N, CHAMPLIN, MN 55316-4100
Transaction TypeMortgage
Record UpdatedMay 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T05412248
DateJan 4, 2017
InstrumentT05412248
Lender
NameTRUSTONE FINANCIAL FCU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2037

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address387 LANCASTER LN N, CHAMPLIN, MN 55316-4100
Transaction TypeMortgage
Record UpdatedMay 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0A10436640
DateMay 10, 2017
InstrumentA10436640
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term358 Months
DueMar 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 387 Lancaster Ln N was $5,391 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityChamplin City
Unified School DistrictAnoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,391.00$445,200 Land $110,000 Building $335,200$445,200 Land $110,000 Building $335,200
2023$4,373.00 Homeowner's exemption
2022$388,000 Land $73,000 Building $315,000$388,000 Land $73,000 Building $315,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 387 Lancaster Ln N in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims8 (1984–2023)
Claims Outside the SFHA6 of 8
Most Recent ClaimApr 2023 · Severe Storms And Flooding
Claims by Event
  • Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 387 Lancaster Ln N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemChamplin
serves 23,919 people · EPA ID MN1270006
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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