Hennepin County property record for 405 Lancaster Ln N, Champlin, MN 55316
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 976 sqft · built 2012 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Jul 2025) |
| Tax Bill | $4,693 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Jun 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-120-22-14-0113 |
| Primary APN | 24-120-22-14-0113 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 976 sqft Living Area |
| Gross Area | 2,164 sqft |
| 1st Floor Area | 976 sqft |
| Basement Area | 704 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Split Foyer |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 135 ft deep x 67 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 405 LANCASTER LN N |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-4002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 013 BLOCK 001 B GOODRICH GARDENS W 67X135 |
| Legal Range | 22 |
| Legal Township | 120 |
| Legal Section | 24 |
| Legal Quarter | 14 |
| Legal Subdivision | GOODRICH GARDENS |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 26903 |
Source: Hennepin County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 LANCASTER LN N, CHAMPLIN, MN 55316-4002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2020 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Jun 26, 2020 | Warranty Deed, Transfer · Conventional with PMI NEW AMERICAN FNDG |
| Apr 17, 2020 | Deed of Trust, Mortgage NEW AMERICAN FNDG |
| Jun 26, 2020 | Correction Deed, Transfer CLEAR TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2025 · Amount on Record |
| Deed Sale | Jul 7, 2025 · Amount on Record |
| Prior Sale | Jul 1, 2025 · Amount on Record |
| Deed Document Number | 202511383779 |
| Prior Transfer Date | Sep 28, 2010 |
| Prior Transfer Doc | 0009849015 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Apr 22, 2020 |
| Property Address | 405 LANCASTER LN N, CHAMPLIN, MN 55316-4002 |
| Document Number | 0T05702326 |
| Instrument Date | Apr 17, 2020 |
| Instrument | T05702326 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Title Company | CLEAR TITLE, CLEAR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $943.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 405 LANCASTER LN N, CHAMPLIN, MN 55316-4002 |
| Document Number | 0T05702327 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | T05702327 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jun 26, 2020 |
| Property Address | 405 LANCASTER LN N, CHAMPLIN, MN 55316-4002 |
| Document Number | 0010804750 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 10804750 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $972.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 LANCASTER LN N CHAMPLIN MN 553164002, CHAMPLIN, MN 55316-4002 |
| Document Number | 10804751 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 10804751 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 405 LANCASTER LN N, CHAMPLIN, MN 55316-4002 |
| Document Number | 0010804751 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 LANCASTER LN N CHAMPLIN MN 553164002, CHAMPLIN, MN 55316-4002 |
| Document Number | 0010804751 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 10804751 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 25, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jun 26, 2020 |
| Property Address | 405 LANCASTER LN N, CHAMPLIN, MN 55316-4002 |
| Document Number | 0010804750 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 10804750 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | CLEAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $972.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 LANCASTER LN N CHAMPLIN MN 553164002, CHAMPLIN, MN 55316-4002 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,693.00 (+23.34%) | $392,300 (+16.76%) Land $105,000 Building $287,300 | $392,300 (+16.76%) Land $105,000 Building $287,300 |
| 2023 | $3,805.00 | ||
| 2022 | $336,000 Land $69,000 Building $267,000 | $336,000 Land $69,000 Building $267,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1984–2023) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Apr 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Champlin serves 23,919 people · EPA ID MN1270006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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