381 Lancaster Ln N, Champlin, MN 55316 Property Records

Hennepin County property record for 381 Lancaster Ln N, Champlin, MN 55316

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.25 ba · 1,986 sqft · built 2004
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$307,000 (Jul 2015)
Tax Bill$5,719 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN24-120-22-14-0109

Property Details

APN / Parcel Number

Primary APN24-120-22-14-0109

Interior

Bedrooms4 Beds
Full Baths3.25 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,986 sqft Living Area
Gross Area3,213 sqft
1st Floor Area1,020 sqft
2nd Floor Area966 sqft
Basement Area483 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialMetal
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
View / LotLake
Garage TypeAttached
Garage Area744 sqft

Exterior Amenities

PorchOpen Porch
Porch Area162 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemSpace Heater

Location & Zoning

Street Address381 LANCASTER LN N
CityCHAMPLIN
StateMN
Zip55316-4100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 009 BLOCK 001 B GOODRICH GARDENS IRREGULAR
Legal Range22
Legal Township120
Legal Section24
Legal Quarter14
Legal SubdivisionGOODRICH GARDENS
Legal Block1
Legal Lot Number9
JurisdictionHENNEPIN MN
Township / Civil DivisionCHAMPLIN
Census Block Group3
Census Block3010
Census Tract26903

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address381 LANCASTER LN N, CHAMPLIN, MN 55316-4100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2015 · Amount on Record
Deed SaleJul 27, 2015 · Amount on Record
Prior SaleAug 13, 2008 · Amount on Record
Deed Document Number20155276625
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address381 LANCASTER LN N, CHAMPLIN, MN 55316-4100
Transaction TypeMortgage
Record UpdatedMay 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A10934342
DateMar 22, 2021
InstrumentA10934342
Lender
NameTRUSTONE FINANCIAL CREDIT UNION
TypeNon-Lending Institution
AddressMINNEAPOLIS, MN 55447
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueFeb 1, 2041

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityChamplin City
Unified School DistrictAnoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,719.00 (+23.9%)$470,000 (+15.2%) Land $110,000 Building $360,000$470,000 (+15.2%) Land $110,000 Building $360,000
2023$4,616.00 Homeowner's exemption
2022$408,000 Land $73,000 Building $335,000$408,000 Land $73,000 Building $335,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims8 (1984–2023)
Claims Outside the SFHA6 of 8
Most Recent ClaimApr 2023 · Severe Storms And Flooding
Claims by Event
  • Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemChamplin
serves 23,919 people · EPA ID MN1270006
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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