398 Eckford Dr, Troy, MI 48085 Property Records

Oakland County property record for 398 Eckford Dr, Troy, MI 48085 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,815 sqft · built 1982
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$386,000 (May 2019)
Tax Bill$6,466 (2025)
Deeds & MortgagesSep 2021 Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-15-178-015

Property Details

APN / Parcel Number

Primary APN88-20-15-178-015

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms13 Rooms
Stories1 Story
Building Area2,815 sqft Living Area
1st Floor Area1,645 sqft
Basement Area1,645 sqft
Finished Basement1,645 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions144 ft deep x 103 ft wide
Garage Area464 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area63 sqft
Deck Area300 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address398 ECKFORD DR
CityTROY
StateMI
Zip48085-4781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 15 STREAMVIEW SUB LOT 63
Legal Range11E
Legal Township2N
Legal Section15
Legal SubdivisionSTREAMVIEW SUB
Legal Lot Number63
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group4
Census Block4002
Census Tract197000

Owner

Source: Oakland County records · APN 88-20-15-178-015

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address398 ECKFORD DR, TROY, MI 48085-4781
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
May 15, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 15, 2019 · Amount on Record
Deed SaleMay 15, 2019 · Amount on Record
Prior SaleNov 04, 2004 · Amount on Record
Deed Document Number201974753
Deed Book / Page52826 / 819
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address398 ECKFORD DR, TROY, MI 48085-4781
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address398 ECKFORD DR, TROY, MI 48085-4781

Mortgage

Document Number0000221259
DateSep 15, 2021
Book Page56849/585
Instrument221259
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address398 ECKFORD DR, TROY, MI 48085-4781
Transaction TypeMortgage
Record UpdatedOct 18, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025566
DateFeb 04, 2020
Book Page53797/579
Instrument25566
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMay 15, 2019
Property Address398 ECKFORD DR, TROY, MI 48085-4781
Document Number0000074753
Book / Page52826 / 00819
Map ReferenceLB 166 PG 1-3
Instrument DateApr 30, 2019
Instrument74753
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount Recorded
Tax$3,319.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address398 ECKFORD DR, TROY, MI 48085-4781

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,466.00 (-3.87%)
2023$387,800
2022$6,726.00$193,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 6% of the US · above 15% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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