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345 Eckford Dr, Troy, MI 48085 Property Records

Oakland County property record for 345 Eckford Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,325 sqft · built 1979
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Tax Bill$3,874 (2025)
Deeds & MortgagesJan 2024 Transfer
Jun 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN88-20-15-128-024

Property Details

APN / Parcel Number

Primary APN88-20-15-128-024

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories3 Stories
Building Area2,325 sqft Living Area
1st Floor Area1,596 sqft
Basement Area1,494 sqft
Unfinished Basement931 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleTri-Level
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions143 ft deep x 81 ft wide
Garage Area445 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area54 sqft
Deck Area482 sqft
Patio Area482 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address345 ECKFORD DR
CityTROY
StateMI
Zip48085-4780
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 15 STREAMVIEW SUB LOT 46
Legal Range11E
Legal Township2N
Legal Section15
Legal SubdivisionSTREAMVIEW SUB
Legal Lot Number46
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group4
Census Block4000
Census Tract197000

Owner

Source: Oakland County records · APN 88-20-15-128-024

Assessment roll updated February 4, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address345 ECKFORD DR, TROY, MI 48085-4780
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2024Intrafamily Transfer, Transfer
Jun 25, 2021Deed of Trust, Mortgage · Line of Credit
COMERICA BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 19, 2023
Transfer Doc0000001076
Record UpdatedSep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJan 04, 2024
Property Address345 ECKFORD DR, TROY, MI 48085-4780
Document Number0000001076
Book / Page59093 / 894
Map ReferenceLB 166 PG 1-3
Instrument DateDec 19, 2023
Instrument1076
Transaction TypeTransfer
Record UpdatedJan 16, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address345 ECKFORD DR, TROY, MI 48085-4780

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address345 ECKFORD DR, TROY, MI 48085-4780

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address345 ECKFORD DR, TROY, MI 48085-4780
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 ECKFORD DR, TROY, MI 48085-4780

Mortgage

Document Number0000162226
DateJun 25, 2021
Book Page56461/266
Instrument162226
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 22, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,874.00 (-3.87%)
2023$323,940
2022$4,030.00$161,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 255 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemTROY
serves 85,854 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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