429 Eckford Dr, Troy, MI 48085 Property Records

Oakland County property record for 429 Eckford Dr, Troy, MI 48085 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,720 sqft · built 1984
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Aug 2017)
Tax Bill	$6,703 (2025)
Deeds & Mortgages	Jan 2026 Transfer Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-15-128-031`

Property Details

APN / Parcel Number

Primary APN	`88-20-15-128-031`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,720 sqft Living Area
1st Floor Area	1,611 sqft
Basement Area	1,611 sqft
Unfinished Basement	1,611 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	194 ft deep x 89 ft wide
Garage Area	479 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	726 sqft
Patio Area	726 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	429 ECKFORD DR
City	TROY
State	MI
Zip	48085-4766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T2N, R11E, SEC 15 STREAMVIEW SUB LOT 53
Legal Range	11E
Legal Township	2N
Legal Section	15
Legal Subdivision	STREAMVIEW
Legal Lot Number	53
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	4
Census Block	4000
Census Tract	197000

Owner

Source: Oakland County records · APN 88-20-15-128-031

Assessment roll updated February 4, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	429 ECKFORD DR, TROY, MI 48085-4766
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Intrafamily Transfer, Transfer
Aug 17, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 23, 2017	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2017 · Amount on Record
Deed Sale	Aug 23, 2017 · Amount on Record
Prior Sale	Sep 05, 1996 · Amount on Record
Deed Document Number	2017159218
Deed Book / Page	51001 / 330
Last Transfer Date	Jan 08, 2026
Transfer Doc	20260008429
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jan 20, 2026
Property Address	429 ECKFORD DR, TROY, MI 48085-4766
Document Number	20260008429
Book / Page	60883 / 854
Map Reference	LB 166 PG 1-3
Instrument Date	Jan 08, 2026
Instrument	20260008429
Transaction Type	Transfer
Record Updated	Feb 05, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 ECKFORD DR, TROY, MI 48085-4766

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	429 ECKFORD DR, TROY, MI 48085-4766

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	429 ECKFORD DR, TROY, MI 48085-4766
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	TCT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163977
Date	Aug 17, 2020
Book Page	54674/47
Instrument	163977

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	348 Months
Due	Aug 01, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	429 ECKFORD DR, TROY, MI 48085-4766
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155568
Date	Sep 23, 2019
Book Page	53283/00116
Instrument	155568

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	429 ECKFORD DR, TROY, MI 48085-4766
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 ECKFORD DR, TROY, MI 48085-4766

Mortgage

Document Number	0000243931
Date	Oct 13, 2021
Book Page	56994/865
Instrument	243931

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 01, 2036

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 23, 2017
Property Address	429 ECKFORD DR, TROY, MI 48085-4766
Document Number	0000159218
Book / Page	51001 / 00330
Map Reference	LB 166 PG 1-3
Instrument Date	Aug 17, 2017
Instrument	159218
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,526.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 ECKFORD DR, 429, TROY, MI 48085-4766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2771 CHARTER DR, TROY, MI 48083-1329

Mortgage

Document Number	0000152219
Date	Aug 23, 2017
Instrument	152219

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,703.00 (+2.4%)
2024	$6,546.00 (-6.1%)
2023			$401,960
2022	$6,971.00	$200,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 6% of the US · above 15% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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