Oakland County property record for 430 Eckford Dr, Troy, MI 48085 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,913 sqft · built 1983 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (Sep 2025) |
| Tax Bill | $3,840 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-15-178-016 |
| Primary APN | 88-20-15-178-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,913 sqft Living Area |
| 1st Floor Area | 1,913 sqft |
| Basement Area | 1,913 sqft |
| Unfinished Basement | 1,913 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 144 ft deep x 103 ft wide |
| Garage Area | 428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 55 sqft |
| Deck Area | 286 sqft |
| Patio Area | 286 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 430 ECKFORD DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-4747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T2N, R11E, SEC 15 STREAMVIEW SUB LOT 62 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 15 |
| Legal Subdivision | STREAMVIEW SUB |
| Legal Lot Number | 62 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 197000 |
Source: Oakland County records · APN 88-20-15-178-016
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4705 RIVERS EDGE DR, TROY, MI 48098-4138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER |
| Sep 26, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2025 · Amount on Record |
| Deed Sale | Sep 26, 2025 · Amount on Record |
| Prior Sale | Feb 15, 2011 · Amount on Record |
| Deed Document Number | 2025121077 |
| Deed Book / Page | 60558 / 174 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 430 ECKFORD DR, TROY, MI 48085-4747 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2026 |
| Name | Verified Name |
|---|---|
| Address | 430 ECKFORD DR, TROY, MI 48085-4747 |
| Investor | Possibly a Property Investor |
| Document Number | 20260036367 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | 61051/458 |
| Instrument | 20260036367 |
| Name | MORTGAGE CENTER |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 26, 2025 |
| Property Address | 430 ECKFORD DR, TROY, MI 48085-4747 |
| Document Number | 0000121077 |
| Book / Page | 60558 / 174 |
| Map Reference | LB 166 PG 1 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 121077 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2025 |
| Title Company | UNKNOWN, TWENTY TWO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,612.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 430 ECKFORD DR, TROY, MI 48085-4747 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4705 RIVERS EDGE DR, TROY, MI 48098-4138 |
| Investor | Possibly a Property Investor |
| Document Number | 0060560300 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 60560/300 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,840.00 (+2.4%) | ||
| 2024 | $3,750.00 (-6.11%) | ||
| 2023 | $324,840 | ||
| 2022 | $3,994.00 | $162,420 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 6% of the US · above 15% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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