3978 Estancia Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 3978 Estancia Dr, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,776 sqft · built 2001
Lot Size	0.162 acres (7,069 sqft)
Owner	Company Name on File
Last Sale	$370,000 (Apr 2015)
Tax Bill	$5,021 (2025)
Deeds & Mortgages	Oct 2023 Sale Aug 2019 Mortgage + 1 more
Flood Zone	Zone A99 (high risk)
APN	`158-672-29-00`

Property Details

APN / Parcel Number

Primary APN	`158-672-29-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,776 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	7,069 sqft (0.162 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3978 ESTANCIA DR
City	OCEANSIDE
State	CA
Zip	92058-7986
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-H
Legal Description	LOT 81 TR 013723
Legal Subdivision	RIO VISTA
Legal Tract	013723
Legal Block	2
Legal Lot Number	81
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18622

Owner

3978 Estancia Dr is owned by a company that bought it in April 2015.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	3978 ESTANCIA DR, OCEANSIDE, CA 92058-7986
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Grant Deed, Transfer
Aug 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage * OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2015 · Amount on File
Deed Sale	Apr 24, 2015 · Amount on File
Prior Sale	Jul 27, 2000 · Amount on File
Deed Document Number	2015200641
Prior Transfer Date	Apr 23, 2015
Prior Transfer Doc	0000200644
Record Updated	Oct 29, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 18, 2023
Property Address	3978 ESTANCIA DR, OCEANSIDE, CA 92058-7986
Document Number	0000283990
Map Reference	MAP 13723
Instrument Date	Oct 11, 2023
Instrument	2023-0283990
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1613 KURTZ ST, OCEANSIDE, CA 92054-5533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3978 ESTANCIA DR, OCEANSIDE, CA 92058-7986

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3978 ESTANCIA DR, OCEANSIDE, CA 92058-7986
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000366280
Date	Aug 27, 2019
Instrument	2019-0366280

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3978 ESTANCIA DR, OCEANSIDE, CA 92058-7986
Document Number	0000143754
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3978 ESTANCIA DR OCEANSIDE CA 920587986, OCEANSIDE, CA 92058-7986

Mortgage

Document Number	0000143754
Date	Apr 11, 2018
Instrument	143754

Lender

Name	* OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	OCEANSIDE, CA 92054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3978 Estancia Dr was $5,021, up 1.9% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$453,565 (+2%) Land $170,789 Building $282,776
2025	$5,021.00 (+1.95%)	$444,673 Land $167,441 Building $277,232
2024	$4,925.00 (+3.16%)
2023	$4,774.00 (+1.53%)	$427,408 Land $160,940 Building $266,468
2022	$4,702.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3978 Estancia Dr in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 69 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	102 units insured incl. 33 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3978 Estancia Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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