3965 Estancia Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 3965 Estancia Dr, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,875 sqft · built 2001
Lot Size	0.138 acres (6,001 sqft)
Owner	2 Company Names on File
Last Sale	$831,500 (Aug 2023)
Tax Bill	$6,930 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2021 Transfer
Flood Zone	Zone A99 (high risk)
APN	`158-672-32-00`

Property Details

APN / Parcel Number

Primary APN	`158-672-32-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,875 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	6,001 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3965 ESTANCIA DR
City	OCEANSIDE
State	CA
Zip	92058-7988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-H
Legal Description	LOT 84 TR 013723
Legal Subdivision	RIO VISTA
Legal Tract	013723
Legal Block	2
Legal Lot Number	84
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18622

Owner

3965 Estancia Dr is owned by a company that bought it in August 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	3966 ESTANCIA DR, OCEANSIDE, CA 92058-7985
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 13, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2023 · Amount on File
Deed Sale	Aug 3, 2023 · Amount on File
Prior Sale	Apr 10, 2009 · Amount on File
Deed Document Number	2023210824
Prior Transfer Date	Jun 29, 2021
Prior Transfer Doc	0000500619
Record Updated	Oct 29, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 3, 2023
Property Address	3965 ESTANCIA DR, OCEANSIDE, CA 92058-7988
Document Number	0000210824
Map Reference	MAP 13723
Instrument Date	Jul 19, 2023
Instrument	2023-0210824
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3965 ESTANCIA DR, OCEANSIDE, CA 92058-7988

Mortgage

Document Number	0000210825
Date	Aug 3, 2023
Instrument	2023-0210825

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 13, 2021
Property Address	3965 ESTANCIA DR, OCEANSIDE, CA 92058-7988
Document Number	0000500619
Map Reference	MAP 13723
Instrument Date	Jun 29, 2021
Instrument	2021-0500619
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3728 S WHEELING AVE, TULSA, OK 74105-8132

Tax Assessment & Valuation

The 2025 property tax bill for 3965 Estancia Dr was $6,930.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$627,839 (+2%) Land $276,877 Building $350,962
2025	$6,930.00	$615,530 Land $271,449 Building $344,081
2023	$4,699.00 (+1.53%)	$420,698 Land $185,656 Building $235,042
2022	$4,628.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3965 Estancia Dr in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 69 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	102 units insured incl. 33 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3965 Estancia Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, T-Mobile, Verizon.

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