3974 Estancia Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 3974 Estancia Dr, Oceanside, CA 92058

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,501 sqft · built 2001
Lot Size0.138 acres (6,001 sqft)
Owner2 Company Names on Record
Last Sale$515,000 (Oct 2005)
Tax Bill$7,838 (2025)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone A99 (high risk)
APN158-672-28-00

Property Details

APN / Parcel Number

Primary APN158-672-28-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,501 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area6,001 sqft (0.138 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3974 ESTANCIA DR
CityOCEANSIDE
StateCA
Zip92058-7986
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-H
Legal DescriptionLOT 80 TR 013723
Legal SubdivisionRIO VISTA
Legal Tract013723
Legal Block2
Legal Lot Number80
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18622

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3974 ESTANCIA DR, OCEANSIDE, CA 92058-7986
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2005 · Amount on Record
Deed SaleOct 6, 2005 · Amount on Record
Prior SaleJul 28, 2000 · Amount on Record
Deed Document Number2005867187
Last Transfer DateNov 12, 2024
Transfer Doc0000081979
Record UpdatedOct 29, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3974 ESTANCIA DR, OCEANSIDE, CA 92058-7986
Document Number0000156973
Instrument DateApr 23, 2019
Transaction TypeMortgage
Record UpdatedMay 7, 2019
Title CompanyTICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3974 ESTANCIA DR OCEANSIDE CA 920587986, OCEANSIDE, CA 92058-7986

Mortgage

Document Number0000156973
DateApr 29, 2019
Instrument156973
Lender
NameFRANKLIN LN CTR
TypeFunding / Finance Company
AddressPALM DESERT, CA 92260
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 28, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$717,805 (+2%) Land $432,078 Building $285,727
2025$7,838.00 (+5.22%)$703,731 (+4.04%) Land $423,606 Building $280,125
2023$7,449.00 (+1.55%) Homeowner's exemption$676,406 Land $407,157 Building $269,249
2022$7,335.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A99
high risk · federal flood protection under construction
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 69 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies102 units insured
incl. 33 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: San Diego Broadband, T-Mobile.

Nearby Properties on Estancia Dr

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