3977 Gary Ave, Lorain, OH 44055 Property Records

Lorain County property record for 3977 Gary Ave, Lorain, OH 44055

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,792 sqft · built 1948
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Last Sale	$220,000 (Sep 2022)
Tax Bill	$2,042 (2024)
Deeds & Mortgages	Sep 2022 Sale Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-079-101-002`

Property Details

APN / Parcel Number

Primary APN	`03-00-079-101-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	896 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	3977 GARY AVE
City	LORAIN
State	OH
Zip	44055-2874
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	HOMEWOOD 50 X 140
Legal Subdivision	HOMEWOOD
Legal Block	101
Legal Lot Number	52
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1011
Census Tract	97500

Owner

3977 Gary Ave, a duplex, is owned by a company that bought it in September 2022.

Source: Lorain County records, as of April 23, 2026

Owner of Record	Company Name on File
Mailing Address	16885 DETROIT RD STE 119, 119, ROCKY RIVER, OH 44116
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Warranty Deed, Transfer VTA TITLE AGENCY INC, NOVA TITLE AGENCY INC
Sep 30, 2020	Warranty Deed, Transfer FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2022 · Amount on File
Deed Sale	Sep 27, 2022 · Amount on File
Prior Sale	Sep 30, 2020 · Amount on File
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 27, 2022
Property Address	3977 GARY AVE, LORAIN, OH 44055-2874
Document Number	0000892928
Map Reference	VOL 14 PG 22
Instrument Date	Sep 23, 2022
Instrument	2022-0892928
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	VTA TITLE AGENCY INC, NOVA TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16885 DETROIT AVE, LAKEWOOD, OH 44107-3619

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 30, 2020
Property Address	3977 GARY AVE, LORAIN, OH 44055-2874
Document Number	0000781177
Instrument Date	Sep 30, 2020
Instrument	781177
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3977 GARY AVE #3979 LORAIN OH 440552874, 3979, LORAIN, OH 44055-2874

Mortgage

Document Number	781178
Date	Sep 30, 2020
Instrument	781178

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,042.00 (+19.56%)	$48,356 (+49.57%) Land $10,584 Building $37,772	$138,160 (+49.57%) Land $30,240 Building $107,920
2023	$1,708.00	$32,330 Land $6,339 Building $25,991	$92,370 Land $18,110 Building $74,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3977 Gary Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3977 Gary Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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