Lorain County property record for 3934 Gary Ave, Lorain, OH 44055
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,792 sqft · built 1949 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on File |
| Last Sale | $140,000 (Apr 2026) |
| Tax Bill | $2,012 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-099-115-022 |
| Primary APN | 03-00-099-115-022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Multi-Family |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 102 sqft |
| Patio Area | 256 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3934 GARY AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-2873 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | HOMEWOOD 50 X 150 |
| Legal Subdivision | HOMEWOOD |
| Legal Block | 115 |
| Legal Lot Number | 42 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 97500 |
Source: Lorain County records · APN 03-00-099-115-022
Assessment roll updated May 16, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3934 GARY AVE, LORAIN, OH 44055-2873 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage NETX MORTGAGE LLC |
| Aug 31, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Aug 31, 2021 | Cancellation of Agreement of Sale, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATL TTL ISN CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on Record |
| Deed Sale | Apr 14, 2026 · Amount on Record |
| Prior Sale | Aug 31, 2021 · Amount on Record |
| Deed Document Number | 202691735 |
| Prior Transfer Date | Jun 29, 2010 |
| Prior Transfer Doc | 0000338669 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 14, 2026 |
| Property Address | 3934 GARY AVE, LORAIN, OH 44055-2873 |
| Document Number | 0000091735 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 2026.91735 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56,560.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3934 GARY AVE, LORAIN, OH 44055-2873 |
| Document Number | 0000091736, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 2026.91736 |
| Name | NETX MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 31, 2021 |
| Property Address | 3934 GARY AVE, LORAIN, OH 44055-2873 |
| Document Number | 20210836974 |
| Map Reference | VOL 14 PG 22&23 |
| Instrument Date | Aug 03, 2021 |
| Instrument | 2021-0836974 |
| Transaction Type | Transfer |
| Record Updated | Sep 09, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3934 GARY AVE, LORAIN, OH 44055-2873 |
| Document Number | 20210836975 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021-0836975 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Cancellation of Agreement of Sale |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 31, 2021 |
| Property Address | 3934 GARY AVE, LORAIN, OH 44055-2873 |
| Document Number | 20210836973 |
| Map Reference | VOL 14 PG 22&23 |
| Instrument Date | Aug 03, 2021 |
| Instrument | 2021-0836973 |
| Transaction Type | Transfer |
| Record Updated | Sep 09, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATL TTL ISN CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,012.00 (+24.97%) | $47,628 (+56.29%) Land $10,878 Building $36,750 | $136,080 (+56.29%) Land $31,080 Building $105,000 |
| 2023 | $1,610.00 | $30,475 Land $5,187 Building $25,288 | $87,070 Land $14,820 Building $72,250 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cogeco Cable Holdings II.
Based on FCC filings for 563 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LORAIN CITY PWS serves 64,152 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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