3950 Gary Ave, Lorain, OH 44055 Property Records

Lorain County property record for 3950 Gary Ave, Lorain, OH 44055

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,792 sqft · built 1949
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$19,800 (Jun 2013)
Tax Bill$1,768 (2025)
Flood ZoneZone X (minimal risk)
APN03-00-099-115-023

Property Details

APN / Parcel Number

Primary APN03-00-099-115-023

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,792 sqft Living Area
Gross Area1,822 sqft
1st Floor Area896 sqft
Basement Area896 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleMulti-Family
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions150 ft deep x 50 ft wide
PorchStoop
Porch Area90 sqft
Patio Area30 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Street Address3950 GARY AVE
CityLORAIN
StateOH
Zip44055-2873
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionHOMEWOOD 50 X 150 5/30/14 TOD 2014-0506557
Legal SubdivisionHOMEWOOD
Legal Block115
Legal Lot Number43
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1010
Census Tract97500

Owner

3950 Gary Ave, a duplex, is owned and occupied by an individual who bought it in June 2013.

Source: Lorain County records, as of September 14, 2026

Owner of RecordIndividual Name on File
Mailing Address3950 GARY AVE, LORAIN, OH 44055-2873
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2013 · Amount on File
Deed SaleJun 28, 2013 · Amount on File
Prior SaleNov 7, 2000 · Amount on File
Deed Document Number2013468019
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3950 Gary Ave was $1,768, down 4.9% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,768.00 (-4.95%)
2024$1,860.00 (+29.71%)$44,023 (+62.15%) Land $10,878 Building $33,145$125,780 (+62.15%) Land $31,080 Building $94,700
2023$1,434.00$27,150 Land $5,187 Building $21,963$77,570 Land $14,820 Building $62,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3950 Gary Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3950 Gary Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Breezeline.

Nearby Properties on Gary Ave

Nearby Streets

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