Lorain County property record for 3945 Gary Ave, Lorain, OH 44055
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,792 sqft · built 1948 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $84,900 (Aug 1998) |
| Tax Bill | $2,708 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-080-106-008 |
| Primary APN | 03-00-080-106-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Living Area |
| Gross Area | 2,229 sqft |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Multi-Family |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 693 sqft |
| Deck Area | 196 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3945 GARY AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-2874 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | HOMEWOOD FRNT 0050.00 DPTH 0140.00 |
| Legal Subdivision | HOMEWOOD |
| Legal Block | 106 |
| Legal Lot Number | 54 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 97500 |
Source: Lorain County records, as of April 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3945 GARY AVE, LORAIN, OH 44055-2874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 1998 · Amount on Record |
| Deed Sale | Aug 6, 1998 · Amount on Record |
| Deed Document Number | 1998555172 |
| Prior Transfer Date | May 15, 1998 |
| Prior Transfer Doc | 0000537519 |
| Record Updated | Oct 29, 2026 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,708.00 (+25.31%) | $64,883 (+56.69%) Land $10,584 Building $54,299 | $185,380 (+56.69%) Land $30,240 Building $155,140 |
| 2023 | $2,161.00 | $41,409 Land $6,339 Building $35,070 | $118,310 Land $18,110 Building $100,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Breezeline.
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