3972 Chadwick Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 3972 Chadwick Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,367 sqft · built 1993
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$407,000 (Nov 2017)
Tax Bill	$8,129 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-14-05-002-033.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-05-002-033.000-018`
Alternative APN	`1614050002033000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,367 sqft Living Area
1st Floor Area	1,668 sqft
2nd Floor Area	2,143 sqft
Attic Area	774 sqft
Basement Area	1,556 sqft
Finished Basement	1,556 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	157 ft deep x 266 ft wide
Garage Type	Attached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces
Pool Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1614050002033000
Street Address	3972 CHADWICK DR
City	CARMEL
State	IN
Zip	46033-4808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .51, SECTION 5, TOWNSHIP 17, RANGE 4, CAROLINA COMMONS, SECTION 2, LOT 60
Legal Range	04
Legal Township	17
Legal Section	05
Legal Subdivision	CAROLINA COMMONS SEC 02
Legal Block	2
Legal Lot Number	60
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2005
Census Tract	111004

Owner

3972 Chadwick Dr is owned and occupied by an individual who bought it in November 2017.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3972 CHADWICK DR, CARMEL, IN 46033-4808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage MJW FINANCIAL LLC
Nov 8, 2017	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2017 · Amount on File
Deed Sale	Nov 8, 2017 · Amount on File
Deed Document Number	2017055515
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3972 CHADWICK DR, CARMEL, IN 46033-4808
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002824
Date	Jan 13, 2021
Instrument	2021002824

Lender

Name	MJW FINANCIAL LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 8, 2017
Property Address	3972 CHADWICK DR, CARMEL, IN 46033-4808
Document Number	2017055515
Map Reference	MB13 PG60
Instrument Date	Oct 30, 2017
Instrument	2017055515
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3972 CHADWICK DR, CARMEL, IN 46033-4808

Mortgage

Document Number	2017055516
Date	Nov 8, 2017
Instrument	2017055516

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$777,000 Land $175,000 Building $602,000	$777,000 Land $175,000 Building $602,000
2024	$8,129.00 (+5.37%)
2023	$7,715.00 (+9.45%) Homeowner's exemption	$680,500 (+10.49%) Land $175,000 Building $505,500	$680,500 (+10.49%) Land $175,000 Building $505,500
2022	$7,049.00 Homeowner's exemption	$615,900 Land $175,000 Building $440,900	$615,900 Land $175,000 Building $440,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3972 Chadwick Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3972 Chadwick Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Chadwick Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures