3975 Wadhams Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3975 Wadhams Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,731 sqft · built 1979
Lot Size	3.33 acres (145,055 sqft)
Owner	Individual on Record
Last Sale	$385,000 (Apr 2026)
Tax Bill	$3,628 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jan 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-026-2009-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-026-2009-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,731 sqft Living Area
1st Floor Area	855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	145,055 sqft (3.33 acres)
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3975 WADHAMS RD
City	CLYDE
State	MI
Zip	48049-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	S 110' OF N 605' OF NW 1/4 OF NE 1/4 SECTION 26 T7N R16E 3.33A
Legal Range	16E
Legal Township	07N
Legal Section	26
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	3
Census Block	3018
Census Tract	633100

Owner

Source: St. Clair County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1418 18TH ST, PORT HURON, MI 48060-5623
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jan 29, 2026	Quit Claim Deed, Transfer ELITE SETTLEMENTS LLC
May 15, 2019	Warranty Deed, Transfer · Conventional with PMI ROSS MTG CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	May 15, 2019 · Amount on Record
Deed Document Number	20267375
Deed Book / Page	5914 / 712
Prior Transfer Date	Mar 15, 2007
Prior Transfer Doc	003707/060
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 13, 2026
Property Address	3975 WADHAMS RD, CLYDE, MI 48049-3807
Document Number	0000007375
Book / Page	5914 / 712
Instrument Date	Apr 10, 2026
Instrument	2026.7375
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	ELITE SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$291,637.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 18TH ST, PORT HURON, MI 48060-5623

Mortgage

Document Number	0000007376,
Date	Apr 13, 2026
Book Page	5914/714
Instrument	2026.7376

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 29, 2026
Property Address	3975 WADHAMS RD, CLYDE, MI 48049-3807
Document Number	0000589393
Book / Page	5893 / 93
Instrument Date	Jan 28, 2026
Instrument	2026001899
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	ELITE SETTLEMENTS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39091 COLUMBIA ST, HARRISON TWP, MI 48045-1739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27718 STEPHANY CT, HARRISON TWP, MI 48045-1660

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 15, 2019
Property Address	3975 WADHAMS RD, CLYDE, MI 48049-3807
Document Number	0050560683
Book / Page	005056 / 000683
Instrument Date	Apr 15, 2019
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3975 WADHAMS RD CLYDE MI 480493807, CLYDE, MI 48049-3807

Mortgage

Document Number	50560685
Date	May 15, 2019
Book Page	005056/000685

Lender

Name	ROSS MTG CO INC
Address	TROY, MI 48084

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,628.00 (-18.36%)	$119,800 (+16.42%)
2024	$4,444.00 (+16.82%)		$239,600 (+16.42%)
2023		$102,900
2022	$3,804.00		$205,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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