4015 Wadhams Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 4015 Wadhams Rd, Clyde, MI 48049

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,899 sqft · built 2018
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Tax Bill$5,894 (2024)
Deeds & MortgagesMar 2021 Construction Loan
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN74-15-023-3006-010

Property Details

APN / Parcel Number

Primary APN74-15-023-3006-010

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,899 sqft Living Area
Basement Area2,751 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Lot Area87,120 sqft (2 acres)
Lot Dimensions435 ft deep x 200 ft wide
Garage Area808 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number74150233006010
Street Address4015 WADHAMS RD
CityCLYDE
StateMI
Zip48049-3214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG N 89D 14M 55S W 1310.40' & S 0D 31M 50S W 2440.96' FROM E 1/4 COR, TH S 0D 31M 50S W 200', TH N 89D 5M 40S W 435.60', TH
Legal Range16E
Legal Township07N
Legal Section23
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLYDE
Census Block Group3
Census Block3018
Census Tract633100

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4015 WADHAMS RD, CLYDE, MI 48049-3214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Construction Mortgage
GREENSTONE FARM CREDIT SERVICES FLCA
May 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
EASTERN MICHIGAN BANK
Oct 24, 2018Quit Claim Deed, Mortgage
HOMEFINITY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2018
Deed SaleOct 24, 2018
Deed Document Number2018023829
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address4015 WADHAMS RD, CLYDE, MI 48049-3214
Transaction TypeMortgage
Record UpdatedSep 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4015 WADHAMS RD, CLYDE, MI 48049-3214

Mortgage

Document Number0005343416
DateMar 30, 2021
Book Page5343/416
Instrument2021009236
Lender
NameGREENSTONE FARM CREDIT SERVICES FLCA
TypeSubprime Lender
AddressEAST LANSING, MI 48823
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2041

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address4015 WADHAMS RD, CLYDE, MI 48049-3214
Transaction TypeMortgage
Record UpdatedSep 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005181527
DateMay 5, 2020
Book Page5181/527
Instrument2020010560
Lender
NameEASTERN MICHIGAN BANK
TypeBank
AddressCROSWELL, MI 48422
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2040

October 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionSAINT CLAIR MI
Recording DateOct 24, 2018
Property Address4015 WADHAMS RD, CLYDE, MI 48049-3214
Document Number0050010633
Book / Page005001 / 000633
Instrument DateOct 9, 2018
Transaction TypeMortgage
Record UpdatedJul 16, 2019
Title CompanyINDECOMM GLOBAL SERVICES, INDOCOMM GLOBAL SVCS

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4015 WADHAMS RD CLYDE MI 480493214, CLYDE, MI 48049-3214

Mortgage

Document Number50010636
DateOct 24, 2018
Book Page005001/000636
Lender
NameHOMEFINITY
Address4201 MARSH LN, CARROLLTON, TX 75007-1720
Agreement
AmountAmount Recorded
Term360 Months
DueOct 23, 2048

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClyde Township
Unified School DistrictPort Huron Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$311,000 (+20.36%)
2024$5,894.00 (+15.46%)$622,000 (+20.36%)
2023$258,400
2022$5,105.00$516,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mercury Fiber
Fiber · Fixed Wireless
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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