3950 Wadhams Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3950 Wadhams Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	2 ba
Lot Size	6.02 acres (262,231 sqft)
Owner	Individual Name on File
Last Sale	$56,000 (Dec 2020)
Tax Bill	$3,440 (2025)
Deeds & Mortgages	Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-15-026-2002-010`

Property Details

APN / Parcel Number

Primary APN	`74-15-026-2002-010`

Interior

Full Baths	2 Baths
Stories	1 Story

Exterior

Lot Area	262,231 sqft (6.02 acres)
Lot Depth	701 ft Depth

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3950 WADHAMS RD
City	CLYDE
State	MI
Zip	48049-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	BEG N 89D 25M 26S W 1310.36' & N 00D 08M 32S E 1554.50' FROM E 1/4 COR, TH N 00D 08M 32S E 384.97', TH S 89D 13M 40S E
Legal Range	16E
Legal Township	07N
Legal Section	26
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2002
Census Tract	633100

Owner

3950 Wadhams Rd is owned and occupied by an individual who acquired it in June 2023.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3950 WADHAMS RD, CLYDE, MI 48049-3824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2020 · Amount on File
Deed Sale	Dec 11, 2020 · Amount on File
Deed Document Number	202031387
Deed Book / Page	5286 / 855
Last Transfer Date	Jun 8, 2023
Transfer Doc	0005629706
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 15, 2023
Property Address	3950 WADHAMS RD, CLYDE, MI 48049-3824
Document Number	0005629706
Book / Page	5629 / 706
Instrument Date	Jun 8, 2023
Instrument	2023010696
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3950 WADHAMS RD, CLYDE, MI 48049-3824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 WADHAMS RD, CLYDE, MI 48049-3824

Mortgage

Document Number	2023010697
Date	Jun 15, 2023
Instrument	2023010697

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3950 Wadhams Rd was $3,440 with a homeowner's exemption, up 2.4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,000 (-3.18%)	$280,000
2025	$3,440.00 (+2.44%) Homeowner's exemption	$144,600
2024	$3,358.00		$289,200
2023		$110,200 (+2.42%)
2022	$4,940.00 (+780.57%)	$107,600	$220,400 (+2.42%)
2021	$561.00		$215,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3950 Wadhams Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3950 Wadhams Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Verizon Fixed Wireless	300 / 20