3889 Wadhams Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3889 Wadhams Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,484 sqft · built 1975
Lot Size	3.99 acres (173,804 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Aug 2025)
Tax Bill	$4,320 (2025)
Deeds & Mortgages	Jun 2026 Sale Jan 2024 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-026-2005-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-026-2005-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	1,484 sqft
Basement Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	173,804 sqft (3.99 acres)
Garage Area	1,872 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3889 WADHAMS RD
City	CLYDE
State	MI
Zip	48049-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	N 110' OF E 273' OF SW 1/4 OF NE 1/4 AND BEG N 1189' FROM INT 1/4 COR, TH N 132.5', TH S 89D 19M 57S E 1040.39', TH S 0D 8M W
Legal Range	16E
Legal Township	07N
Legal Section	26
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	3
Census Block	3018
Census Tract	633100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3889 WADHAMS RD, CLYDE, MI 48049-3808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 31, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Nov 23, 2022	Warranty Deed, Transfer
Nov 9, 2022	Intrafamily Transfer, Transfer
Nov 9, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2025 · Amount on Record
Deed Sale	Aug 21, 2025 · Amount on Record
Prior Sale	Nov 23, 2022 · Amount on Record
Deed Document Number	202515603
Deed Book / Page	5842 / 540
Prior Transfer Date	Jan 29, 2024
Prior Transfer Doc	0005687441
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 4, 2026
Property Address	3889 WADHAMS RD, CLYDE, MI 48049-3808
Document Number	0005930713
Book / Page	5930 / 713
Instrument Date	Apr 23, 2026
Instrument	202611233
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3889 WADHAMS RD, CLYDE, MI 48049-3808
Investor	Possibly a Property Investor

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 31, 2024
Property Address	3889 WADHAMS RD, CLYDE, MI 48049-3808
Document Number	0005687441
Book / Page	5687 / 441
Instrument Date	Jan 29, 2024
Instrument	2024001755
Transaction Type	Transfer
Record Updated	Mar 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1406 CARLETON ST, PORT HURON, MI 48060-4216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3889 WADHAMS RD, CLYDE, MI 48049-3808

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3889 WADHAMS RD, CLYDE, MI 48049-3808
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3889 WADHAMS RD, CLYDE, MI 48049-3808

Mortgage

Document Number	0005566490
Date	Oct 3, 2022
Book Page	5566/490
Instrument	2022022673

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 23, 2022
Property Address	3889 WADHAMS RD, CLYDE, MI 48049-3808
Document Number	0005580570
Book / Page	5580 / 570
Instrument Date	Sep 29, 2022
Instrument	2022026104
Transaction Type	Transfer
Record Updated	Dec 8, 2022

Transaction

Amount	Amount Recorded
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 MAES DR, PORT HURON, MI 48060-7718

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 9, 2022
Property Address	3889 WADHAMS RD, CLYDE, MI 48049-3808
Document Number	0000557731
Book / Page	5577 / 31
Instrument Date	Oct 12, 2001
Instrument	2022025218
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3889 WADHAMS RD, 3889, CLYDE, MI 48049-3808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3889 WADHAMS RD, CLYDE, MI 48049-3808

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 9, 2022
Property Address	3889 WADHAMS RD, CLYDE, MI 48049-3808
Document Number	0000557729
Book / Page	5577 / 29
Instrument Date	Oct 12, 2001
Instrument	2022025217
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3889 WADHAMS RD, 3889, CLYDE, MI 48049-3808

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	701 HURON AVE STE 101, 101, PORT HURON, MI 48060-3766

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,800 (+0.74%)	$217,600 (+0.74%)
2025	$4,320.00 (+60.36%) Homeowner's exemption	$108,000 (+19.47%)
2024	$2,694.00 (+64.77%)		$216,000 (+19.47%)
2023		$90,400
2022	$1,635.00		$180,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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