3975 Nelson Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3975 Nelson Rd, Duluth, MN 55803 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3.25 Baths
Year BuiltBuilt 2006
Square Footage4,796 sqft Gross Area
Lot Size218,312 sqft (5.01 acres)
OccupancyOwner Occupied
Last Sale$473,000 (2020)
Tax Bill$8,262.00 (2026)

Property Details

APN / Parcel Number

Primary APN520-0230-00100
Alternative APN
  • 1097052

Interior

Bedrooms5 Beds
Full Baths3.25 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area4,796 sqft Gross Area
1st Floor3,476 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area218,312 sqft (5.01 acres)
Garage Area2,036 sqft Garage
Pool TypeSpa/Hot Tub (Only) Pool Type
Porch Area416 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelPropane Heating Fuel

Location & Zoning

Account Number1097052
Street Address3975 NELSON RD
CityDULUTH
StateMN
Zip55803-2720
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 7 SERIAL #
Legal SubdivisionRICE LAKE
Legal Lot Number7
JurisdictionST LOUIS MN
Minor Civil DivisionRICE LAKE
Census Blockgroup1
Census Block1017
Census Tract10400

Owner

Source: St. Louis County records · APN 520-0230-00100

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3975 NELSON RD, DULUTH, MN 55803-2720
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
WELLS FARGO BK
Feb 05, 2019Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 07, 2020 · Amount on Record
Deed SaleOct 07, 2020 · Amount on Record
Prior SaleFeb 05, 2019 · Amount on Record
Deed Doc Number20201392271
Prior Transfer DateMay 25, 2007
Prior Transfer Doc0001052506
Record RefreshedSep 20, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateOct 07, 2020
Property Address3975 NELSON RD, DULUTH, MN 55803-2720
Document Number00A1392271
Instrument DateSep 24, 2020
InstrumentA1392271
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,561.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3975 NELSON RD DULUTH MN 558032720, DULUTH, MN 55803-2720

Mortgage

Document NumberA1392272
DateOct 07, 2020
InstrumentA1392272
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 06, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateFeb 05, 2019
Property Address3975 NELSON RD, DULUTH, MN 55803-2720
Document Number0001349480
Instrument DateNov 03, 2018
Instrument1349480
Transaction TypeTransfer
Record UpdatedSep 03, 2021
Title CompanyPIONEER ABSTRACT & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3975 NELSON RD, DULUTH, MN 55803-2720

Mortgage

Document Number0001349481
DateFeb 05, 2019
Instrument1349481
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2049

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$8,262.00 (+3.64%) Homeowner's exemption
2025$7,972.00 (-4.94%) Homeowner's exemption$598,600 (+0.07%) Land $62,600 Building $536,000$598,600 (+0.07%) Land $62,600 Building $536,000
2024$8,386.00$598,200 (+8.19%) Land $62,200 Building $536,000$598,200 (+8.19%) Land $62,200 Building $536,000
2022$552,900 Land $59,100 Building $493,800$552,900 Land $59,100 Building $493,800

Nearby Properties on Nelson Rd

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