4011 Nelson Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4011 Nelson Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,394 sqft · built 1936
Lot Size	3.54 acres (154,202 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Apr 2025)
Tax Bill	$2,284 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2023 Transfer + 8 more
Flood Zone	Zone X (minimal risk)
APN	`520-0016-03532`

Property Details

APN / Parcel Number

Primary APN	`520-0016-03532`
Alternative APNs	`1051151` `1153078` `1181239`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,394 sqft Gross Area
1st Floor Area	943 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Stucco
Construction Type	Frame
Lot Area	154,202 sqft (3.54 acres)
Garage Area	432 sqft

Exterior Amenities

Porch	Patio
Porch Area	238 sqft
Deck Area	56 sqft
Storage Building	40 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1181239
Street Address	4011 NELSON RD
City	DULUTH
State	MN
Zip	55803-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF W1/2 OF NE1/4 OF SE1/4 OF NW1/4,LYING EAST OF THE WEST 112.00 FEET OF SAIDW1/2 OF NE1/4 OF SE1/4 OF NW1/4 AND
Legal Range	14W
Legal Township	51N
Legal Section	27
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1017
Census Tract	10400

Owner

Source: St. Louis County records · APN 520-0016-03532

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4011 NELSON RD, DULUTH, MN 55803-2721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Aug 22, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 22, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CHOICE CU
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit SUPERIOR CHOICE CU
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CHOICE CU
Dec 18, 2020	Deed of Trust, Mortgage · Line of Credit SUPERIOR CHOICE CU
Dec 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 17, 2018	Deed of Trust, Mortgage · Line of Credit ROYAL CU
Jun 21, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2025 · Amount on Record
Deed Sale	Apr 15, 2025 · Amount on Record
Prior Sale	Apr 11, 2025 · Amount on Record
Deed Document Number	20251508396
Prior Transfer Date	Jul 27, 2023
Prior Transfer Doc	0001472483
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 16, 2023
Property Address	4011 NELSON RD, DULUTH, MN 55803-2721
Document Number	0001071233
Instrument Date	Jul 27, 2023
Instrument	1071233
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4011 NELSON RD, DULUTH, MN 55803-2721

Mortgage

Document Number	0001071234
Date	Aug 16, 2023
Instrument	1071234

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 22, 2023
Property Address	4011 NELSON RD, DULUTH, MN 55803-2721
Document Number	0001472483
Instrument Date	Jul 27, 2023
Instrument	1472483
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4264 UGSTAD RD, HERMANTOWN, MN 55811-3649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4264 UGSTAD RD, HERMANTOWN, MN 55811-3649

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 22, 2023
Property Address	4011 NELSON RD, DULUTH, MN 55803-2721
Document Number	0001472484
Instrument Date	Jul 27, 2023
Instrument	1472484
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4011 NELSON RD, DULUTH, MN 55803-2721

Mortgage

Document Number	0001472485
Date	Aug 22, 2023
Instrument	1472485

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4011 NELSON RD, DULUTH, MN 55803-2721
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001411732
Date	Apr 26, 2021
Instrument	1411732

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 01, 2031
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	8.5%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4011 NELSON RD, DULUTH, MN 55803-2721
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001411733
Date	Apr 26, 2021
Instrument	1411733

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4011 NELSON RD, DULUTH, MN 55803-2721
Document Number	00T1034376
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4011 NELSON RD DULUTH MN 558032721, DULUTH, MN 55803-2721

Mortgage

Document Number	00T1034376
Date	Dec 29, 2020
Instrument	T1034376

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4011 NELSON RD, DULUTH, MN 55803-2721
Document Number	00T1034377
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4011 NELSON RD DULUTH MN 558032721, DULUTH, MN 55803-2721

Mortgage

Document Number	00T1034377
Date	Dec 29, 2020
Instrument	T1034377

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 28, 2040

Interest

Rate Type	Adjustable Rate

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 21, 2018
Property Address	4011 NELSON RD, DULUTH, MN 55803-2721
Document Number	00A1347045
Instrument Date	Dec 20, 2018
Instrument	A1347045
Transaction Type	Transfer
Record Updated	Jan 04, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4011 NELSON RD DULUTH MN 558032721, DULUTH, MN 55803-2721

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4011 NELSON RD, DULUTH, MN 55803-2721
Document Number	0001348117
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4011 NELSON RD DULUTH MN 558032721, DULUTH, MN 55803-2721

Mortgage

Document Number	0001348117
Date	Jan 10, 2019
Instrument	1348117

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 09, 2039

Interest

Rate Type	Adjustable Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 21, 2018
Property Address	4011 NELSON RD, DULUTH, MN 55803-2721
Document Number	00A1335080
Instrument Date	Jun 21, 2018
Instrument	A1335080
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4011 NELSON RD DULUTH MN 558032721, DULUTH, MN 55803-2721

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,284.00 (+3.82%) Homeowner's exemption
2025	$2,200.00 (-1.08%) Homeowner's exemption	$326,400 (+66.53%) Land $55,300 Building $271,100	$326,400 (+66.53%) Land $55,300 Building $271,100
2024	$2,224.00 (-14.4%)	$196,000 (-2.1%) Land $54,000 Building $142,000	$196,000 (-2.1%) Land $54,000 Building $142,000
2023	$2,598.00 Homeowner's exemption
2022		$200,200 (+11.16%) Land $81,900 Building $118,300	$200,200 (+11.16%) Land $81,900 Building $118,300
2021		$180,100 Land $42,700 Building $137,400	$180,100 Land $42,700 Building $137,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001, rainfall accumulation, Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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