3923 Nelson Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3923 Nelson Rd, Duluth, MN 55803 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1930
Square Footage	970 sqft Gross Area
Lot Size	217,522 sqft (4.99 acres)
Occupancy	Owner Occupied
Last Sale	$120,000 (2007)
Tax Bill	$2,696.00 (2026)

Owner

Source: St. Louis County records · APN 520-0230-00040

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3923 NELSON RD, DULUTH, MN 55803-2720
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2007 · Amount on Record
Deed Sale	Apr 18, 2007 · Amount on Record
Deed Doc Number	20071048803
Record Refreshed	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3923 NELSON RD, DULUTH, MN 55803-2720
Document Number	00A1342226
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3923 NELSON RD DULUTH MN 558032720, DULUTH, MN 55803-2720

Mortgage

Document Number	00A1342226
Date	Oct 09, 2018
Instrument	A1342226

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 08, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,696.00 (+3.93%) Homeowner's exemption
2025	$2,594.00 (+0.7%) Homeowner's exemption	$225,100 (+0.31%) Land $91,500 Building $133,600	$225,100 (+0.31%) Land $91,500 Building $133,600
2024	$2,576.00	$224,400 (+13.79%) Land $90,800 Building $133,600	$224,400 (+13.79%) Land $90,800 Building $133,600
2022		$197,200 Land $85,900 Building $111,300	$197,200 Land $85,900 Building $111,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`520-0230-00040`
Alternative APN	`845785`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	2 Rooms
Building Area	970 sqft Gross Area
1st Floor	970 sqft 1st Floor
Basement Area	243 sqft Basement
Finished Basement	243 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	217,522 sqft (4.99 acres)
Garage Area	576 sqft Garage

Exterior Amenities

Deck Area	64 sqft Deck
Porch Area	355 sqft Porch
Sauna	Sauna
Storage Building	72 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	845785
Street Address	3923 NELSON RD
City	DULUTH
State	MN
Zip	55803-2720
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT: 0003 BLOCK:000 SERIAL #
Legal Subdivision	SUBDIVSION OF S1 2 OF NE1 4 SE
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Minor Civil Division	RICE LAKE
Census Blockgroup	1
Census Block	1017
Census Tract	10400