3974 Sable Ridge Dr, Bellbrook, OH 45305 Property Records

Greene County property record for 3974 Sable Ridge Dr, Bellbrook, OH 45305

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,277 sqft · built 2001
Lot Size	0.541 acres (23,570 sqft)
Owner	Individual Name on File
Last Sale	$599,000 (Sep 2022)
Tax Bill	$11,592 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L35-0001-0014.0-0025.00`

Property Details

APN / Parcel Number

Primary APN	`L35-0001-0014.0-0025.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,277 sqft Living Area
1st Floor Area	2,277 sqft
Basement Area	1,366 sqft
Finished Basement	1,366 sqft
Family Room	Family Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	23,570 sqft (0.541 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3974 SABLE RIDGE DR
City	BELLBROOK
State	OH
Zip	45305-8727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SABLE RIDGE SECTION ONE LOT 20 0.5411 AC SABLE RIDGE DR
Legal Subdivision	SABLE RIDGE
Legal Lot Number	20
Jurisdiction	GREENE OH
Township / Civil Division	BELLBROOK
Census Block Group	2
Census Block	2007
Census Tract	220201

Owner

3974 Sable Ridge Dr is owned and occupied by an individual who bought it in September 2022.

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3974 SABLE RIDGE DR, BELLBROOK, OH 45305-8727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 12, 2020	Warranty Deed, Transfer · Conventional Mortgage CIVISTA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2022 · Amount on File
Deed Sale	Sep 15, 2022 · Amount on File
Prior Sale	May 7, 2014 · Amount on File
Deed Document Number	202217576
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Sep 15, 2022
Property Address	3974 SABLE RIDGE DR, BELLBROOK, OH 45305-8727
Document Number	0000017576
Map Reference	CAB 30 PG 247A-249A
Instrument Date	Aug 30, 2022
Instrument	2022017576
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3974 SABLE RIDGE DR, BELLBROOK, OH 45305-8727

Mortgage

Document Number	0000017577
Date	Sep 15, 2022
Instrument	2022017577

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Oct 12, 2020
Property Address	3974 SABLE RIDGE DR, BELLBROOK, OH 45305-8727
Document Number	0000020518
Map Reference	CAB 30 PG 247A-249A
Instrument Date	Sep 23, 2020
Instrument	2020020518
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3974 SABLE RIDGE DR, BELLBROOK, OH 45305-8727

Mortgage

Document Number	0000020519
Date	Oct 12, 2020
Instrument	2020020519

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3974 Sable Ridge Dr was $11,592, up 3.5% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bellbrook City
County	Greene County
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,592.00 (+3.46%)	$199,420 (-) Land $35,690 Building $163,730
2024	$11,204.00 (-0.27%)	$199,420 (-) Land $35,690 Building $163,730
2023	$11,234.00 (+2.04%)	$199,420 (+26.01%) Land $35,690 Building $163,730	$569,750 Land $101,960 Building $467,790
2022	$11,009.00	$158,260 Land $35,690 Building $122,570
2020			$452,170 Land $101,960 Building $350,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3974 Sable Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3974 Sable Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLBROOK WATER WORKS private · serves 9,475 people · EPA ID OH2901112
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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