3961 Sable Ridge Dr, Bellbrook, OH 45305 Property Records

Greene County property record for 3961 Sable Ridge Dr, Bellbrook, OH 45305

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,465 sqft · built 1996
Lot Size	0.536 acres (23,383 sqft)
Owner	2 Trust Names on File
Last Sale	$420,000 (Mar 2020)
Tax Bill	$15,445 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`L351014021`

Property Details

APN / Parcel Number

Primary APN	`L351014021`
Alternative APN	`L35-0001-0014.0-0021.00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,465 sqft Living Area
1st Floor Area	3,465 sqft
Basement Area	2,079 sqft
Finished Basement	2,079 sqft
Family Room	Family Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	23,383 sqft (0.536 acres)
Garage Type	Attached
Garage Area	831 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3961 SABLE RIDGE DR
City	BELLBROOK
State	OH
Zip	45305-8728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SABLE RIDGE SECTION ONE LOT 16 0.5368 AC SABLE RIDGE DR
Legal Subdivision	SABLE RIDGE
Legal Lot Number	16
Jurisdiction	GREENE OH
Township / Civil Division	BELLBROOK
Census Block Group	2
Census Block	2008
Census Tract	220201

Owner

3961 Sable Ridge Dr is held in a trust since March 2020.

Source: Greene County records, as of July 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3225 MCLEOD DR, 777, LAS VEGAS, NV 89121-2257
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Dec 18, 2020	Deed of Trust, Mortgage · Line of Credit RIVER VLY CU INC
Mar 13, 2020	Fiduciary Deed, Transfer
Aug 10, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2020 · Amount on File
Deed Sale	Mar 13, 2020 · Amount on File
Prior Sale	Oct 6, 1998 · Amount on File
Deed Document Number	20204748
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	3961 SABLE RIDGE DR, BELLBROOK, OH 45305-8728
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3961 SABLE RIDGE DR, BELLBROOK, OH 45305-8728

Mortgage

Document Number	2021024829
Date	Oct 7, 2021
Instrument	2021024829

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Sep 24, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	3961 SABLE RIDGE DR, BELLBROOK, OH 45305-8728
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021020923
Date	Aug 24, 2021
Instrument	2021020923

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	3961 SABLE RIDGE DR, BELLBROOK, OH 45305-8728
Document Number	0000027376
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3967 SABLE RIDGE DR BELLBROOK OH 45305, BELLBROOK, OH 45305

Mortgage

Document Number	0000027376
Date	Dec 29, 2020
Instrument	27376

Lender

Name	RIVER VLY CU INC
Address	MIAMISBURG, OH 45342

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	GREENE OH
Recording Date	Mar 13, 2020
Property Address	3961 SABLE RIDGE DR, BELLBROOK, OH 45305-8728
Document Number	0000004748
Instrument	2020004748
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	GREENE OH
Recording Date	Aug 10, 2018
Property Address	3961 SABLE RIDGE DR, BELLBROOK, OH 45305-8728
Document Number	0000013182
Instrument Date	Jun 7, 2018
Instrument	13182
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2012 MILLS AVE CINCINNATI OH 452123026, CINCINNATI, OH 45212-3026

Tax Assessment & Valuation

The 2025 property tax bill for 3961 Sable Ridge Dr was $15,445, up 3.4% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bellbrook City
County	Greene County
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,445.00 (+3.35%)	$260,090 (-) Land $35,750 Building $224,340
2024	$14,944.00 (-0.3%)	$260,090 (-) Land $35,750 Building $224,340
2023	$14,989.00 (+3.47%)	$260,090 (+27.73%) Land $35,750 Building $224,340	$743,110 Land $102,140 Building $640,970
2022	$14,487.00	$203,620 Land $35,750 Building $167,870
2020			$581,760 Land $102,140 Building $479,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3961 Sable Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3961 Sable Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLBROOK WATER WORKS private · serves 9,475 people · EPA ID OH2901112
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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