3951 Sable Ridge Dr, Bellbrook, OH 45305 Property Records

Greene County property record for 3951 Sable Ridge Dr, Bellbrook, OH 45305

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,310 sqft · built 1996
Lot Size	0.601 acres (26,214 sqft)
Owner	Individual Name on Record
Last Sale	$614,000 (Jan 1998)
Tax Bill	$16,005 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L351014020`

Property Details

APN / Parcel Number

Primary APN	`L351014020`
Alternative APN	`L35-0001-0014.0-0020.00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,310 sqft Living Area
1st Floor Area	2,905 sqft
Basement Area	2,044 sqft
Finished Basement	2,044 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	26,214 sqft (0.601 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3951 SABLE RIDGE DR
City	BELLBROOK
State	OH
Zip	45305-8728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SABLE RIDGE SECTION ONE LOT 15 0.6018 AC SABLE RIDGE DR
Legal Subdivision	SABLE RIDGE
Legal Lot Number	15
Jurisdiction	GREENE OH
Township / Civil Division	BELLBROOK
Census Block Group	2
Census Block	2008
Census Tract	220201

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3951 SABLE RIDGE DR, BELLBROOK, OH 45305-8728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 1998 · Amount on Record
Deed Sale	Jan 13, 1998 · Amount on Record
Prior Sale	Jan 12, 1996 · Amount on Record
Deed Document Number	1998855
Deed Book / Page	1159 / 243
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	3951 SABLE RIDGE DR, BELLBROOK, OH 45305-8728
Document Number	0000003501
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3951 SABLE RIDGE DR BELLBROOK OH 453058728, BELLBROOK, OH 45305-8728

Mortgage

Document Number	0000003501
Date	Mar 8, 2018
Instrument	3501

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48266-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2048

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bellbrook City
County	Greene County
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,005.00 (+3.47%)	$275,330 (-) Land $36,210 Building $239,120
2024	$15,468.00 (-0.28%)	$275,330 (-) Land $36,210 Building $239,120
2023	$15,511.00 (+3.57%)	$275,330 (+27.89%) Land $36,210 Building $239,120	$786,650 (+27.89%) Land $103,460 Building $683,190
2022	$14,976.00	$215,280 Land $36,210 Building $179,070
2020			$615,080 Land $103,460 Building $511,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLBROOK WATER WORKS private · serves 9,475 people · EPA ID OH2901112
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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