3986 Sable Ridge Dr, Bellbrook, OH 45305 Property Records

Greene County property record for 3986 Sable Ridge Dr, Bellbrook, OH 45305

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,656 sqft · built 2005
Lot Size	0.427 acres (18,635 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Sep 2020)
Tax Bill	$14,859 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L35-0001-0014.0-0062.00`

Property Details

APN / Parcel Number

Primary APN	`L35-0001-0014.0-0062.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,656 sqft Living Area
1st Floor Area	2,656 sqft
Basement Area	2,258 sqft
Finished Basement	2,258 sqft
Family Room	Family Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	18,635 sqft (0.427 acres)
Lot Width	117 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3986 SABLE RIDGE DR
City	BELLBROOK
State	OH
Zip	45305-8727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SABLE RIDGE SECTION THREE LOT 57 .4278AC SABLE RIDGE DR
Legal Subdivision	SABLE RIDGE
Legal Lot Number	57
Jurisdiction	GREENE OH
Township / Civil Division	BELLBROOK
Census Block Group	2
Census Block	2007
Census Tract	220201

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3986 SABLE RIDGE DR, BELLBROOK, OH 45305-8727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Quit Claim Deed, Transfer · Line of Credit AMERISAVE MORTGAGE CORPORATION
Sep 9, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Prior Sale	Jun 1, 2012 · Amount on File
Deed Document Number	202017704
Last Transfer Date	Jun 6, 2026
Transfer Doc	0000009696
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENE OH
Recording Date	Jun 17, 2026
Property Address	3986 SABLE RIDGE DR, BELLBROOK, OH 45305-8727
Document Number	0000009696
Instrument Date	Jun 6, 2026
Instrument	20269696
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	220 TITLE, 20 20 TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	3986 SABLE RIDGE DR, BELLBROOK, OH 45305-8727

Mortgage

Document Number	0000009697,
Date	Jun 17, 2026
Instrument	20269697

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Sep 9, 2020
Property Address	3986 SABLE RIDGE DR, BELLBROOK, OH 45305-8727
Document Number	0000017704
Map Reference	CAB 34 PG 986B-987B
Instrument Date	Aug 14, 2020
Instrument	2020017704
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3986 SABLE RIDGE DR, BELLBROOK, OH 45305-8727

Mortgage

Document Number	0000017705
Date	Sep 9, 2020
Instrument	2020017705

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bellbrook City
County	Greene County
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,859.00 (+3.47%)	$255,540 (-) Land $29,950 Building $225,590
2024	$14,361.00 (-0.27%)	$255,540 (-) Land $29,950 Building $225,590
2023	$14,400.00 (+3.71%)	$255,540 (+28.08%) Land $29,950 Building $225,590	$730,120 (+28.08%) Land $85,570 Building $644,550
2022	$13,885.00	$199,520 Land $29,950 Building $169,570
2020			$570,060 Land $85,570 Building $484,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLBROOK WATER WORKS private · serves 9,475 people · EPA ID OH2901112
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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