3974 E 900 N, Ossian, IN 46777 Property Records

Wells County property record for 3974 E 900 N, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,712 sqft · built 1975
Lot Size	4.14 acres (180,338 sqft)
Owner	Individual Name on Record
Last Sale	$341,145 (Dec 2024)
Tax Bill	$2,102 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-02-22-100-007.000-008`

Property Details

APN / Parcel Number

Primary APN	`90-02-22-100-007.000-008`
Alternative APNs	`00001558617` `0040294500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	1,712 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	180,338 sqft (4.14 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001558617
Street Address	3974 E 900 N
City	OSSIAN
State	IN
Zip	46777-9253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-28-12 4.150A N E PT N E
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4021
Census Tract	40100

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3974 E 900 N, OSSIAN, IN 46777-9253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES
Mar 9, 2017	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2024 · Amount on Record
Deed Sale	Dec 26, 2024 · Amount on Record
Prior Sale	Mar 9, 2017 · Amount on Record
Deed Document Number	20244455
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	3974 E 900 N, OSSIAN, IN 46777-9253
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020211349
Date	Mar 23, 2021
Instrument	20211349

Lender

Name	LOW VA RATES
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WELLS IN
Recording Date	Mar 9, 2017
Property Address	3974 E 900 N, OSSIAN, IN 46777-9253
Document Number	000157/100
Book / Page	157 / 100
Instrument Date	Mar 7, 2017
Instrument	000945380003
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3974 E 900 N, OSSIAN, IN 46777-9253

Mortgage

Document Number	000141/701
Date	Mar 9, 2017
Book Page	141/701
Instrument	000945390013

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,102.00 (+8.02%) Homeowner's exemption	$304,100 (+17.01%) Land $95,500 Building $208,600	$304,100 (+17.01%) Land $95,500 Building $208,600
2024	$1,946.00 (+25.63%)
2023		$259,900 (+15.25%) Land $95,500 Building $164,400	$259,900 (+15.25%) Land $95,500 Building $164,400
2022	$1,549.00	$225,500 Land $65,500 Building $160,000	$225,500 Land $65,500 Building $160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Lakeland Internet Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20

May also be available: TWN Communications, Watch TV.

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