4128 E 900 N, Ossian, IN 46777 Property Records

Wells County property record for 4128 E 900 N, Ossian, IN 46777

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,189 sqft · built 1973
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$199,500 (Feb 2022)
Tax Bill	$1,237 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`90-02-23-200-001.002-008`

Property Details

APN / Parcel Number

Primary APN	`90-02-23-200-001.002-008`
Alternative APNs	`00008924348` `0040200402`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,189 sqft Living Area
1st Floor Area	1,189 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Construction Type	Brick
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Lean-To	144 sqft

Utilities, Heating & Cooling

Heating System	Other
Heating Fuel	Gas

Location & Zoning

Account Number	00008924348
Street Address	4128 E 900 N
City	OSSIAN
State	IN
Zip	46777-9255
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	23-28-12 3.00A NW/4 NW COR
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4021
Census Tract	40100

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4128 E 900 N, OSSIAN, IN 46777-9255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit THREE RIVERS FCU
Apr 17, 2024	Intrafamily Transfer, Transfer
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICES
Feb 22, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage THREE RIVERS FCU
Apr 21, 2017	Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2022 · Amount on File
Deed Sale	Feb 22, 2022 · Amount on File
Prior Sale	Apr 21, 2017 · Amount on File
Deed Document Number	2022765
Prior Transfer Date	Feb 15, 2022
Prior Transfer Doc	0020220765
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	4128 E 900 N, OSSIAN, IN 46777-9255
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020254047
Date	Dec 9, 2025
Instrument	20254047

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 25, 2035

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Apr 17, 2024
Property Address	4128 E 900 N, OSSIAN, IN 46777-9255
Document Number	0020241265
Map Reference	DB 117 PG 576
Instrument Date	Apr 17, 2024
Instrument	20241265
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4128 E 900 N, OSSIAN, IN 46777-9255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4128 E 900 N, OSSIAN, IN 46777-9255

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	4128 E 900 N, OSSIAN, IN 46777-9255
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201554
Date	Apr 21, 2020
Instrument	20201554

Lender

Name	AMERICAN MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Feb 22, 2022
Property Address	4128 E 900 N, OSSIAN, IN 46777-9255
Document Number	0020220765
Instrument Date	Feb 15, 2022
Instrument	20220765
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4128 E 900 N, OSSIAN, IN 46777-9255

Mortgage

Document Number	0020220766
Date	Feb 22, 2022
Instrument	20220766

Lender

Name	THREE RIVERS FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WELLS IN
Recording Date	Apr 21, 2017
Property Address	4128 E 900 N, OSSIAN, IN 46777-9255
Document Number	000157/279
Book / Page	157 / 279
Instrument Date	Apr 20, 2017
Instrument	000951360002
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4128 E 900 N, OSSIAN, IN 46777-9255

Mortgage

Document Number	000141/840
Date	Apr 21, 2017
Book Page	141/840
Instrument	000951370011

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,237.00 (+8.13%) Homeowner's exemption	$216,000 (+15.08%) Land $41,300 Building $174,700	$216,000 (+15.08%) Land $41,300 Building $174,700
2024	$1,144.00 (+27.25%)
2023		$187,700 (+14.8%) Land $40,900 Building $146,800	$187,700 (+14.8%) Land $40,900 Building $146,800
2022	$899.00	$163,500 Land $29,900 Building $133,600	$163,500 Land $29,900 Building $133,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Lakeland Internet Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20

May also be available: TWN Communications, Watch TV.

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