4025 E 900 N, Ossian, IN 46777 Property Records

Wells County property record for 4025 E 900 N, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,840 sqft · built 1973
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Jun 2017)
Tax Bill	$1,933 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-02-14-300-004.000-008`

Property Details

APN / Parcel Number

Primary APN	`90-02-14-300-004.000-008`
Alternative APNs	`00001561545` `0040273600`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,840 sqft Living Area
1st Floor Area	1,840 sqft
Basement Area	976 sqft
Unfinished Basement	976 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	60,113 sqft (1.38 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Deck Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Solar

Location & Zoning

Account Number	00001561545
Street Address	4025 E 900 N
City	OSSIAN
State	IN
Zip	46777-9254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14-28-12 1.38A S 301' OF E 200' OF W 225' SW SW
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4002
Census Tract	40100

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4025 E 900 N, OSSIAN, IN 46777-9254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Line of Credit THREE RIVERS FCU
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU
Jun 5, 2017	Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2017 · Amount on Record
Deed Sale	Jun 5, 2017 · Amount on Record
Prior Sale	Jun 1, 2017 · Amount on Record
Deed Document Number	2017956860002
Deed Book / Page	157 / 424
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	4025 E 900 N, OSSIAN, IN 46777-9254
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220492
Date	Feb 4, 2022
Instrument	20220492

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2032

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	4025 E 900 N, OSSIAN, IN 46777-9254
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020202490
Date	Jun 19, 2020
Instrument	20202490

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2040

Interest

Rate Type	Fixed Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WELLS IN
Recording Date	Jun 5, 2017
Property Address	4025 E 900 N, OSSIAN, IN 46777-9254
Document Number	000157/424
Book / Page	157 / 424
Instrument Date	Jun 1, 2017
Instrument	000956860002
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4025 E 900 N, OSSIAN, IN 46777-9254

Mortgage

Document Number	000141/975
Date	Jun 5, 2017
Book Page	141/975
Instrument	000956900010

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,933.00 (+7.09%) Homeowner's exemption	$344,400 (+19.25%) Land $44,000 Building $300,400	$344,400 (+19.25%) Land $44,000 Building $300,400
2024	$1,805.00 (+17.74%)
2023		$288,800 (+9.44%) Land $44,000 Building $244,800	$288,800 (+9.44%) Land $44,000 Building $244,800
2022	$1,533.00	$263,900 Land $31,300 Building $232,600	$263,900 Land $31,300 Building $232,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Lakeland Internet Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20

May also be available: TWN Communications, Watch TV.

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