Wells County property record for 3836 E 900 N, Ossian, IN 46777
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,564 sqft · built 1976 |
| Lot Size | 3.02 acres (131,551 sqft) |
| Owner | Individual Name on File |
| Last Sale | $252,999 (Sep 2023) |
| Tax Bill | $1,767 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage May 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-02-22-100-003.001-008 |
| Primary APN | 90-02-22-100-003.001-008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| 1st Floor Area | 1,564 sqft |
| Basement Area | 250 sqft |
| Unfinished Basement | 250 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 131,551 sqft (3.02 acres) |
| Garage Type | Mixed |
| Garage Area | 1,720 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001558597 |
|---|---|
| Street Address | 3836 E 900 N |
| City | OSSIAN |
| State | IN |
| Zip | 46777-9201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 22-28-12 3.02A NE COR NE QTR |
| Jurisdiction | WELLS IN |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 40100 |
3836 E 900 N, a rural home, is owned and occupied by an individual who bought it in September 2023.
Source: Wells County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3836 E 900 N, OSSIAN, IN 46777-9201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC |
| May 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage IAB FINANACIAL BANK |
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT MID AMERICA FLCA |
| Jun 16, 2020 | Warranty Deed, Transfer |
| May 19, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2023 · Amount on File |
| Deed Sale | Sep 1, 2023 · Amount on File |
| Prior Sale | Jun 16, 2020 |
| Deed Document Number | 20232806 |
| Prior Transfer Date | May 18, 2017 |
| Prior Transfer Doc | 000157/365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Sep 1, 2023 |
| Property Address | 3836 E 900 N, OSSIAN, IN 46777-9201 |
| Document Number | 0020232806 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 20232806 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3836 E 900 N, OSSIAN, IN 46777-9201 |
| Document Number | 0020232807 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 20232807 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 3836 E 900 N, OSSIAN, IN 46777-9201 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000141/883 |
|---|---|
| Date | May 11, 2017 |
| Book Page | 141/883 |
| Instrument | 000953390011 |
| Name | IAB FINANACIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 18, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 3836 E 900 N, OSSIAN, IN 46777-9201 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020204759 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 20204759 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Jun 16, 2020 |
| Property Address | 3836 E 900 N, OSSIAN, IN 46777-9201 |
| Document Number | 0020202444 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 20202444 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3836 E 900 N, OSSIAN, IN 46777-9201 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | May 19, 2017 |
| Property Address | 3836 E 900 N, OSSIAN, IN 46777-9201 |
| Document Number | 000157/365 |
| Book / Page | 157 / 365 |
| Instrument Date | May 18, 2017 |
| Instrument | 000954720002 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3836 E 900 N, OSSIAN, IN 46777-9201 |
The 2025 property tax bill for 3836 E 900 N was $1,767 with a homeowner's exemption, up 11.5% from the year before.
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Jefferson Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,767.00 (+11.48%) Homeowner's exemption | $280,000 Land $62,700 Building $217,300 | $280,000 Land $62,700 Building $217,300 |
| 2024 | $1,585.00 | ||
| 2023 | $233,400 (+15.32%) Land $62,500 Building $170,900 | $233,400 (+15.32%) Land $62,500 Building $170,900 | |
| 2022 | $1,217.00 (+10.14%) | $202,400 Land $43,000 Building $159,400 | $202,400 Land $43,000 Building $159,400 |
| 2021 | $1,105.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3836 E 900 N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3836 E 900 N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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