Lane County property record for 3973 Mirror Pond Way, Eugene, OR 97408
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,653 sqft · built 2003 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $439,500 (Feb 2004) |
| Tax Bill | $12,438 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Mar 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-03-08-22-00912-000 |
| Primary APN | 17-03-08-22-00912-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,653 sqft Finished Area |
| 1st Floor Area | 2,189 sqft |
| Attic Area | 464 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 11,761 sqft (0.269 acres) |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Driveway | Driveway |
| Driveway Area | 1,050 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1686136 |
|---|---|
| Street Address | 3973 MIRROR POND WAY |
| City | EUGENE |
| State | OR |
| Zip | 97408-5954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-LOW-DENSITY RES |
| Legal Description | LOT:12 SUBD:MIRROR POND SEC/TWN/RNG/MER:SEC 08 TWN 17 RNG 03 |
| Legal Range | 03W |
| Legal Township | 17S |
| Legal Section | 08 |
| Legal Quarter | NW |
| Quarter-Quarter Section | NW |
| Legal Subdivision | MIRROR POND |
| Legal Lot Number | 12 |
| Jurisdiction | LANE OR |
| Township / Civil Division | EUGENE-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 2201 |
Source: Lane County records, as of October 27, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 3973 MIRROR POND WAY, EUGENE, OR 97408-5954 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 19, 2018 | Deed of Trust, Mortgage · Commercial Mortgage OREGON COMMUNITY CU |
| Mar 28, 2019 | Deed of Trust, Mortgage · Commercial Mortgage OREGON COMMUNITY CU |
| Nov 5, 2019 | Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OMT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2004 · Amount on Record |
| Deed Sale | Feb 27, 2004 · Amount on Record |
| Deed Document Number | 2004-013393 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 3973 MIRROR POND WAY, EUGENE, OR 97408-5954 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000044124 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 2018-044124 |
| Name | OREGON COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, OR 97475 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 3973 MIRROR POND WAY, EUGENE, OR 97408-5954 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000011458 |
|---|---|
| Date | Mar 28, 2019 |
| Instrument | 2019-011458 |
| Name | OREGON COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, OR 97475 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 3973 MIRROR POND WAY, EUGENE, OR 97408-5954 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000050466 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 2019-050466 |
| Name | OREGON COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, OR 97475 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 3973 MIRROR POND WAY, EUGENE, OR 97408-5954 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CASCADE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000004523 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 2021-004523 |
| Name | OMT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | EUGENE, OR 97408 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Lane County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Eugene City |
| Unified School District | Eugene School District 4J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,438.00 (+4.52%) | $638,407 (+6.09%) | $892,020 (+8.82%) Land $455,954 Building $436,066 |
| 2023 | $11,900.00 (+6.91%) | $601,761 (+3%) | $819,716 (+11.39%) Land $319,302 Building $500,414 |
| 2022 | $11,131.00 | $584,234 | $735,865 Land $235,921 Building $499,944 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2021 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Alyrica Fixed Wireless | 400 / 50 |
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