3962 Mirror Pond Way, Eugene, OR 97408 Property Records

Lane County property record for 3962 Mirror Pond Way, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,839 sqft · built 2006
Lot Size	0.289 acres (12,632 sqft)
Owner	Company Name on Record
Last Sale	$99,900 (May 2002)
Tax Bill	$12,829 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Aug 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`17-03-08-22-00906-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-08-22-00906-000`
Alternative APN	`1686078`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,839 sqft Finished Area
1st Floor Area	2,062 sqft
2nd Floor Area	1,427 sqft
Attic Area	350 sqft

Exterior

Year Built	Built 2006
Exterior Material	Composition/Composite
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	12,632 sqft (0.289 acres)
Garage Type	Attached
Garage Area	910 sqft
Driveway	Driveway
Driveway Area	1,650 sqft
Parking Spaces	4 Parking Spaces
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1686078
Street Address	3962 MIRROR POND WAY
City	EUGENE
State	OR
Zip	97408-5954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	LOT:6 SUBD:MIRROR POND SEC/TWN/RNG/MER:SEC 08 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	08
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	MIRROR POND
Legal Lot Number	6
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1005
Census Tract	2201

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3962 MIRROR POND WAY, EUGENE, OR 97408-5954
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Aug 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2002 · Amount on Record
Deed Sale	May 14, 2002 · Amount on Record
Prior Sale	May 14, 2002 · Amount on Record
Deed Document Number	0000037804
Last Transfer Date	Dec 1, 2016
Transfer Doc	0000059658
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3962 MIRROR POND WAY, EUGENE, OR 97408-5954
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052844
Date	Oct 24, 2017
Instrument	2017-052844

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3962 MIRROR POND WAY, EUGENE, OR 97408-5954
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043239
Date	Aug 31, 2017
Instrument	2017-043239

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,829.00 (+3.91%)	$658,453 (+6.09%)	$1,131,519 (-1.18%) Land $462,170 Building $669,349
2023	$12,346.00 (+4.02%)	$620,656 (+3%)	$1,145,034 (+6.32%) Land $323,621 Building $821,413
2022	$11,869.00	$602,579	$1,076,936 Land $239,083 Building $837,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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