3961 Mirror Pond Way, Eugene, OR 97408 Property Records

Lane County property record for 3961 Mirror Pond Way, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,624 sqft · built 2005
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$975,000 (Oct 2021)
Tax Bill	$12,513 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-08-22-00910-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-08-22-00910-000`
Alternative APN	`1686110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,624 sqft Finished Area
1st Floor Area	2,008 sqft
2nd Floor Area	1,420 sqft
Attic Area	196 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	998 sqft
Driveway	Driveway
Driveway Area	1,700 sqft
Parking Spaces	4 Parking Spaces
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1686110
Street Address	3961 MIRROR POND WAY
City	EUGENE
State	OR
Zip	97408-5954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	LOT:10 SUBD:MIRROR POND SEC/TWN/RNG/MER:SEC 08 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	08
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	MIRROR POND
Legal Lot Number	10
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1032
Census Tract	2201

Owner

3961 Mirror Pond Way is owned and occupied by an individual who bought it in October 2021.

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3961 MIRROR POND WAY, EUGENE, OR 97408-5954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 29, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Jan 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Jan 29, 2019 · Amount on File
Deed Document Number	2021-064681
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Oct 8, 2021
Property Address	3961 MIRROR POND WAY, EUGENE, OR 97408-5954
Document Number	0000064681
Map Reference	DOC 2002-004455
Instrument Date	Oct 5, 2021
Instrument	2021-064681
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3961 MIRROR POND WAY, EUGENE, OR 97408-5954

Mortgage

Document Number	0000064682
Date	Oct 8, 2021
Instrument	2021-064682

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jan 29, 2019
Property Address	3961 MIRROR POND WAY, EUGENE, OR 97408-5954
Document Number	0000003321
Instrument Date	Jan 28, 2019
Instrument	3321
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3961 MIRROR POND WAY EUGENE OR 974085954, EUGENE, OR 97408-5954

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANE OR
Recording Date	Jan 10, 2018
Property Address	3961 MIRROR POND WAY, EUGENE, OR 97408-5954
Document Number	0000001384
Instrument Date	Dec 20, 2017
Instrument	1384
Transaction Type	Transfer
Record Updated	Jan 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Tax Assessment & Valuation

The 2025 property tax bill for 3961 Mirror Pond Way was $12,513 with a veteran's exemption.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,513.00 Veteran's exemption	$668,563	$1,169,010 Land $461,515 Building $707,495
2023	$12,043.00 (-0.07%) Veteran's exemption	$630,186 (+3%)	$1,148,716 (+7.96%) Land $325,066 Building $823,650
2022	$12,051.00 Veteran's exemption	$611,832	$1,064,017 Land $241,708 Building $822,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3961 Mirror Pond Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3961 Mirror Pond Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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