3970 William Ct, Charlottesville, VA 22903 Property Records

Albemarle County property record for 3970 William Ct, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,804 sqft · built 1980
Lot Size	2.35 acres (102,714 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Dec 2010)
Tax Bill	$4,897 (2026)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05700-00-00-11000`

Property Details

APN / Parcel Number

Primary APN	`05700-00-00-11000`
Alternative APN	`18353`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,804 sqft Finished Area
Basement Area	720 sqft
Finished Basement	720 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	102,714 sqft (2.35 acres)
Driveway	Paver Driveway
Porch	Slab
Deck Area	404 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3970 WILLIAM CT
City	CHARLOTTESVILLE
State	VA
Zip	22903-7622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	IVY WOODS 2 7
Legal Subdivision	IVY WOODS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4017
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3970 WILLIAM CT, CHARLOTTESVILLE, VA 22903-7622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2010 · Amount on Record
Deed Sale	Dec 16, 2010 · Amount on Record
Deed Document Number	201014796
Deed Book / Page	3972 / 642
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3970 WILLIAM CT, CHARLOTTESVILLE, VA 22903-7622
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5616/380
Date	Sep 30, 2021
Book Page	5616/380
Instrument	2021-00016592

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.99%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,897.00 (+16.29%)	$547,800 (+16.28%) Land $180,000 Building $367,800	$547,800 (+16.28%) Land $180,000 Building $367,800
2025	$4,211.00 (+19.39%)	$471,100 (+14.04%) Land $175,000 Building $296,100	$471,100 (+14.04%) Land $175,000 Building $296,100
2023	$3,527.00	$413,100 Land $150,000 Building $263,100	$413,100 Land $150,000 Building $263,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000