3985 William Ct, Charlottesville, VA 22903 Property Records

Albemarle County property record for 3985 William Ct, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,472 sqft · built 1982
Lot Size	2 acres (87,425 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Dec 2025)
Tax Bill	$4,789 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05700-00-00-12300`

Property Details

APN / Parcel Number

Primary APN	`05700-00-00-12300`
Alternative APN	`18366`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,472 sqft Finished Area
Basement Area	1,472 sqft
Unfinished Basement	1,472 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	87,425 sqft (2 acres)
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	752 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3985 WILLIAM CT
City	CHARLOTTESVILLE
State	VA
Zip	22903-7621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	IVY WOODS 2 20
Legal Subdivision	IVY WOODS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4017
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3985 WILLIAM CT, CHARLOTTESVILLE, VA 22903-7621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Deed Document Number	202512104
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 18, 2025
Property Address	3985 WILLIAM CT, CHARLOTTESVILLE, VA 22903-7621
Document Number	202500012104
Map Reference	MB 657 PG 340
Instrument Date	Dec 15, 2025
Instrument	202500012104
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3985 WILLIAM CT, CHARLOTTESVILLE, VA 22903-7621

Mortgage

Document Number	202500012105
Date	Dec 18, 2025
Instrument	202500012105

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,789.00 (+15.37%)	$535,700 (+15.35%) Land $180,000 Building $355,700	$535,700 (+15.35%) Land $180,000 Building $355,700
2025	$4,151.00 (+14.64%)	$464,400 (+9.5%) Land $175,000 Building $289,400	$464,400 (+9.5%) Land $175,000 Building $289,400
2023	$3,621.00	$424,100 Land $150,000 Building $274,100	$424,100 Land $150,000 Building $274,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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