3980 William Ct, Charlottesville, VA 22903 Property Records

Albemarle County property record for 3980 William Ct, Charlottesville, VA 22903

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,331 sqft · built 1979
Lot Size2.46 acres (107,332 sqft)
OwnerCompany Name on Record
Last Sale$308,000 (Dec 2017)
Tax Bill$4,792 (2026)
Deeds & MortgagesJan 2021 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05700-00-00-10900

Property Details

APN / Parcel Number

Primary APN05700-00-00-10900
Alternative APN
  • 18352

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,331 sqft Finished Area
Basement Area1,152 sqft
Finished Basement864 sqft
Unfinished Basement288 sqft
Family RoomFamily Room
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Foyer
Exterior MaterialBrick
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area107,332 sqft (2.46 acres)
Garage Area720 sqft
PorchSlab
Deck Area140 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address3980 WILLIAM CT
CityCHARLOTTESVILLE
StateVA
Zip22903-7625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL AREA
Legal DescriptionIVY WOODS 2 6
Legal SubdivisionIVY WOODS
JurisdictionALBEMARLE VA
Township / Civil DivisionSAMUEL MILLER
Census Block Group4
Census Block4017
Census Tract11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3980 WILLIAM CT, CHARLOTTESVILLE, VA 22903-7625
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
PRESIDENTIAL BANK FSB
Dec 14, 2017Grant Deed, Transfer · Conventional with PMI
PRESIDENTIAL BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2017 · Amount on Record
Deed SaleDec 14, 2017 · Amount on Record
Deed Document Number201714518
Deed Book / Page4994 / 593
Last Transfer DateSep 13, 2024
Transfer Doc0000007771
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address3980 WILLIAM CT, CHARLOTTESVILLE, VA 22903-7625
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100001375
DateJan 25, 2021
Book Page5466/795
Instrument2021-00001375
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateDec 14, 2017
Property Address3980 WILLIAM CT, CHARLOTTESVILLE, VA 22903-7625
Document Number0000014518
Book / Page004994 / 000593
Instrument DateNov 30, 2017
Instrument14518
Transaction TypeTransfer
Record UpdatedJan 4, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$308.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3980 WILLIAM CT CHARLOTTESVILLE VA 229037625, CHARLOTTESVILLE, VA 22903-7625

Mortgage

Document Number14519
DateDec 14, 2017
Book Page004994/000596
Instrument14519
Lender
NamePRESIDENTIAL BK
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 13, 2047

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,792.00 (+12.17%)$536,000 (+12.16%) Land $180,000 Building $356,000$536,000 (+12.16%) Land $180,000 Building $356,000
2025$4,272.00 (+17.91%)$477,900 (+12.63%) Land $175,000 Building $302,900$477,900 (+12.63%) Land $175,000 Building $302,900
2023$3,623.00$424,300 Land $150,000 Building $274,300$424,300 Land $150,000 Building $274,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2010–2018)
Claims Outside the SFHA3 of 4
Most Recent ClaimMay 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Firefly Fiber Broadband
Fiber
1,000 / 1,000

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