3915 William Ct, Charlottesville, VA 22903 Property Records

Albemarle County property record for 3915 William Ct, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,716 sqft · built 1988
Lot Size	2.2 acres (96,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Nov 2025)
Tax Bill	$6,865 (2026)
Deeds & Mortgages	Nov 2025 Sale Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05700-00-00-11900`

Property Details

APN / Parcel Number

Primary APN	`05700-00-00-11900`
Alternative APN	`18362`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,716 sqft Finished Area
Basement Area	1,968 sqft
Finished Basement	994 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	96,180 sqft (2.2 acres)
Garage Area	240 sqft
Driveway	Paver Driveway
Porch	Slab
Porch Area	417 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3915 WILLIAM CT
City	CHARLOTTESVILLE
State	VA
Zip	22903-7621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	IVY WOODS 2 16
Legal Subdivision	IVY WOODS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4017
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3915 WILLIAM CT, CHARLOTTESVILLE, VA 22903-7621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jul 14, 2022	Deed, Transfer · Conventional Mortgage ALLY CAPITAL CORP
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF COMMERCE FCU
Apr 7, 2017	Grant Deed, Transfer · Conventional Mortgage MB FIN'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	Jul 14, 2022 · Amount on Record
Deed Document Number	202511044
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 20, 2025
Property Address	3915 WILLIAM CT, CHARLOTTESVILLE, VA 22903-7621
Document Number	202500011044
Map Reference	MB 1630 PG 296
Instrument Date	Nov 13, 2025
Instrument	202500011044
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$778.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 WILLIAM CT, CHARLOTTESVILLE, VA 22903-7621

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 14, 2022
Property Address	3915 WILLIAM CT, CHARLOTTESVILLE, VA 22903-7621
Document Number	202200008578
Map Reference	MB 1630 PG 296
Instrument Date	Jul 13, 2022
Instrument	202200008578
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3915 WILLIAM CT, CHARLOTTESVILLE, VA 22903-7621

Mortgage

Document Number	202200008579
Date	Jul 14, 2022
Instrument	202200008579

Lender

Name	ALLY CAPITAL CORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3915 WILLIAM CT, CHARLOTTESVILLE, VA 22903-7621
Document Number	0000012866
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	CLOSURE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3915 WILLIAM CT CHARLOTTESVILLE VA 229037621, CHARLOTTESVILLE, VA 22903-7621

Mortgage

Document Number	0000012866
Date	Nov 20, 2019
Book Page	005245/000667
Instrument	12866

Lender

Name	DEPARTMENT OF COMMERCE FCU
Type	Credit Union
Address	WASHINGTON, DC 20230

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 7, 2017
Property Address	3915 WILLIAM CT, CHARLOTTESVILLE, VA 22903-7621
Document Number	0000003904
Book / Page	004894 / 000499
Instrument Date	Mar 14, 2017
Instrument	3904
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3915 WILLIAM CT CHARLOTTESVILLE VA 229037621, CHARLOTTESVILLE, VA 22903-7621

Mortgage

Document Number	3905
Date	Apr 7, 2017
Book Page	004894/000502
Instrument	3905

Lender

Name	MB FIN'L BK
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2047

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,865.00 (-1.25%)	$767,900 (-1.26%) Land $180,000 Building $587,900	$767,900 (-1.26%) Land $180,000 Building $587,900
2025	$6,952.00 (+28.22%)	$777,700 (+22.47%) Land $175,000 Building $602,700	$777,700 (+22.47%) Land $175,000 Building $602,700
2023	$5,422.00	$635,000 Land $150,000 Building $485,000	$635,000 Land $150,000 Building $485,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

3915 William Ct, Charlottesville, VA 22903 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2025: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on William Ct

Nearby Streets

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