Rutherford County property record for 3970 Bruce Dr, Murfreesboro, TN 37129
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,365 sqft · built 1987 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $548,500 (Jun 2024) |
| Tax Bill | $1,928 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-057.03-000 |
| Primary APN | 070-057.03-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,365 sqft Living Area |
| 1st Floor Area | 2,365 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 49,223 sqft (1.13 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 720 sqft |
| Carport | Carport |
| Carport Area | 720 sqft |
| Driveway | Driveway |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 360 sqft |
| Porch | Slab |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | R0041192 |
|---|---|
| Street Address | 3970 BRUCE DR |
| City | MURFREESBORO |
| State | TN |
| Zip | 37129-3008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SIBLEY |
| Legal Lot Number | 1 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 40901 |
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3970 BRUCE DR, MURFREESBORO, TN 37129-3008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2024 | Warranty Deed, Transfer · Conventional Mortgage SMARTBANK |
| Jun 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Dec 7, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2024 · Amount on Record |
| Deed Sale | Jun 20, 2024 · Amount on Record |
| Prior Sale | Apr 8, 2024 · Amount on Record |
| Deed Document Number | 20242549464 |
| Deed Book / Page | 2445 / 3578 |
| Prior Transfer Date | Dec 4, 2020 |
| Prior Transfer Doc | RB20032608 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Apr 8, 2024 |
| Property Address | 3970 BRUCE DR, MURFREESBORO, TN 37129-3008 |
| Document Number | 0024261374 |
| Book / Page | 2426 / 1374 |
| Map Reference | MB 49 PG 275 |
| Instrument Date | Apr 5, 2024 |
| Instrument | 2539354 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Title Company | NOT AVAILABLE, MULTIPLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,313.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 IRIS AVE, MURFREESBORO, TN 37128-5903 |
| Document Number | 0002539355 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 2539355 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4% |
| Max Rate At Change | 13.1% |
| Index | SOFR Average 30-Day |
| Margin | 4 |
| Max Rate | 13.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Jun 28, 2021 |
| Property Address | 3970 BRUCE DR, MURFREESBORO, TN 37129-3008 |
| Document Number | 0021021281 |
| Book / Page | 2102 / 1281 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 2371967 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,031.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1309 5TH AVE, REDLANDS, CA 92374-5440 |
| Document Number | 0021021285 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2102-1285 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Dec 7, 2020 |
| Property Address | 3970 BRUCE DR, MURFREESBORO, TN 37129-3008 |
| Document Number | RB20032608 |
| Book / Page | 002003 / 002608 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 2323946 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3970 BRUCE DR MURFREESBORO TN 371293008, MURFREESBORO, TN 37129-3008 |
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,025 (-0.1%) Land $24,825 Building $94,200 | $476,100 (-0.1%) Land $99,300 Building $376,800 | |
| 2025 | $1,928.00 (-13.74%) | $119,150 (-) Land $30,575 Building $88,575 | |
| 2023 | $2,235.00 | $119,150 Land $30,575 Building $88,575 | $476,600 (+15.93%) Land $122,300 Building $354,300 |
| 2022 | $411,100 Land $56,800 Building $354,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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