3960 Bruce Dr, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 3960 Bruce Dr, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,056 sqft · built 1987
Lot Size	1.83 acres (79,715 sqft)
Owner	Individual Name on File
Tax Bill	$949 (2025)
Deeds & Mortgages	Oct 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`079B-B-001.00-000`

Property Details

APN / Parcel Number

Primary APN	`079B-B-001.00-000`
Alternative APNs	`079B B 00100` `R0044560`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	79,715 sqft (1.83 acres)

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	Deck Area
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Radiant
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	R0044560
Street Address	3960 BRUCE DR
City	MURFREESBORO
State	TN
Zip	37129-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TRACT 9
Jurisdiction	RUTHERFORD TN
Township / Civil Division	14
Census Block Group	2
Census Block	2027
Census Tract	40901

Owner

3960 Bruce Dr is owned and occupied by an individual who acquired it in October 2012.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	3960 BRUCE DR, MURFREESBORO, TN 37129-3008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2005
Deed Sale	May 13, 2005
Prior Sale	Feb 25, 1997
Deed Book / Page	501 / 2979
Last Transfer Date	Oct 3, 2012
Transfer Doc	0011633911
Record Updated	Sep 20, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RUTHERFORD TN
Property Address	3960 BRUCE DR, MURFREESBORO, TN 37129-3008
Document Number	RB19873412
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3125 OLD SALEM RD MURFREESBORO TN 371285027, MURFREESBORO, TN 37128-5027

Mortgage

Document Number	RB19873412
Date	Nov 4, 2020
Book Page	001987/003412
Instrument	2316399

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 3, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 3960 Bruce Dr was $949.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,100 (+32.61%) Land $27,500 Building $39,600	$268,400 Land $110,000 Building $158,400
2025	$949.00	$50,600 Land $13,750 Building $36,850
2023	$949.00	$50,600 Land $13,750 Building $36,850	$202,400 (-) Land $55,000 Building $147,400
2022			$202,400 Land $55,000 Building $147,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3960 Bruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3960 Bruce Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20