Rutherford County property record for 3905 Bruce Dr, Murfreesboro, TN 37129
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,577 sqft · built 2005 |
| Lot Size | 0.743 acres (32,383 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Oct 2018) |
| Tax Bill | $557 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 079B-B-016.00-000 |
| Primary APN | 079B-B-016.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 32,383 sqft (0.743 acres) |
| Lot Dimensions | 259 ft deep x 125 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Porch | Porch |
| Porch Area | 316 sqft |
| Patio Area | 166 sqft |
| Cooling System | Package A/C |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | R0044577 |
|---|---|
| Street Address | 3905 BRUCE DR |
| City | MURFREESBORO |
| State | TN |
| Zip | 37129-3009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 ASBURY PARK ESTATES SEC 1 PB 9 PG 110 125 X 259.06 |
| Legal Subdivision | ASBURY PARK ESTATES SEC 1 |
| Legal Lot Number | 11 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 40901 |
3905 Bruce Dr is owned and occupied by two individuals who bought it in October 2018.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3905 BRUCE DR, MURFREESBORO, TN 37129-3009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Oct 5, 2018 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2018 · Amount on File |
| Deed Sale | Oct 5, 2018 · Amount on File |
| Prior Sale | Nov 26, 2013 · Amount on File |
| Deed Document Number | 20182171472 |
| Deed Book / Page | 1716 / 2641 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 3905 BRUCE DR, MURFREESBORO, TN 37129-3009 |
| Document Number | RB19101786 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3905 BRUCE DR MURFREESBORO TN 371293009, MURFREESBORO, TN 37129-3009 |
| Document Number | RB19101786 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 001910/001786 |
| Instrument | 2278273 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Oct 5, 2018 |
| Property Address | 3905 BRUCE DR, MURFREESBORO, TN 37129-3009 |
| Document Number | RB17162641 |
| Book / Page | 001716 / 002641 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 2171472 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3905 BRUCE DR MURFREESBORO TN 371293009, MURFREESBORO, TN 37129-3009 |
| Document Number | RB17162643 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 001716/002643 |
| Instrument | 2171473 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2048 |
The 2025 property tax bill for 3905 Bruce Dr was $557.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,425 (+49.71%) Land $27,500 Building $16,925 | $177,700 Land $110,000 Building $67,700 | |
| 2025 | $557.00 | $29,675 Land $11,250 Building $18,425 | |
| 2023 | $557.00 | $29,675 Land $11,250 Building $18,425 | $118,700 (-) Land $45,000 Building $73,700 |
| 2022 | $118,700 Land $45,000 Building $73,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3905 Bruce Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3905 Bruce Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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