3940 Bruce Dr, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 3940 Bruce Dr, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,287 sqft · built 1985
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$54,900 (Jan 2004)
Tax Bill	$2,033 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`079B-B-014.00-000`

Property Details

APN / Parcel Number

Primary APN	`079B-B-014.00-000`
Alternative APNs	`079B B 01400` `R0044574`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,287 sqft Living Area
1st Floor Area	2,287 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	248 ft deep x 187 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	576 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	77 sqft
Deck Area	Deck Area
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	R0044574
Street Address	3940 BRUCE DR
City	MURFREESBORO
State	TN
Zip	37129-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 ASBURY PARK ESTATES SEC 1 PB 9 PG 110 187.55 X 248 IRR
Legal Subdivision	ASBURY PARK ESTATES SEC 1
Legal Lot Number	14
Jurisdiction	RUTHERFORD TN
Township / Civil Division	14
Census Block Group	2
Census Block	2027
Census Tract	40901

Owner

3940 Bruce Dr is owned and occupied by an individual who bought it in January 2004.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	3940 BRUCE DR, MURFREESBORO, TN 37129-3008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2004 · Amount on File
Deed Sale	Jan 26, 2004 · Amount on File
Deed Book / Page	353 / 324
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3940 BRUCE DR, MURFREESBORO, TN 37129-3008
Document Number	RB16461772
Book / Page	001646 / 001772
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3940 BRUCE DR MURFREESBORO TN 371293008, MURFREESBORO, TN 37129-3008

Mortgage

Document Number	RB16461772
Date	Feb 2, 2018
Book Page	001646/001772
Instrument	2128975

Lender

Name	SOUTHEAST FIN'L CU
Type	Credit Union
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 3940 Bruce Dr was $2,033.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,175 (+23.98%) Land $27,500 Building $102,675	$520,700 Land $110,000 Building $410,700
2025	$2,033.00	$105,000 Land $13,750 Building $91,250
2023	$1,970.00	$105,000 Land $13,750 Building $91,250	$420,000 (-3.11%) Land $55,000 Building $365,000
2022			$433,500 Land $55,000 Building $378,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3940 Bruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3940 Bruce Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20