397 Kinnie Rd, Franklin, TN 37069 Property Records

Williamson County property record for 397 Kinnie Rd, Franklin, TN 37069

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,624 sqft · built 1981
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$770,000 (Aug 2023)
Tax Bill	$2,473 (2025)
Deeds & Mortgages	Aug 2023 Sale Jun 2023 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`094026 01702`

Property Details

APN / Parcel Number

Primary APN	`094026 01702`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Carport Area	432 sqft

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	360 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	397 KINNIE RD
City	FRANKLIN
State	TN
Zip	37069-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:000
Jurisdiction	WILLIAMSON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	50406

Owner

397 Kinnie Rd is owned by an individual who bought it in August 2023.

Source: Williamson County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	40 BURTON HILLS BLVD STE 420, 420, NASHVILLE, TN 37215-6186
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Warranty Deed, Transfer
Jun 30, 2023	Deed of Trust, Mortgage · Line of Credit SIMMONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on File
Deed Sale	Aug 15, 2023 · Amount on File
Deed Document Number	23023723
Deed Book / Page	9314 / 562
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Aug 15, 2023
Property Address	397 KINNIE RD, FRANKLIN, TN 37069-1905
Document Number	0093140562
Book / Page	9314 / 562
Instrument Date	Aug 14, 2023
Instrument	23023723
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Amount	Amount on Record
Tax	$2,849.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 BURTON HILLS BLVD STE 420, 420, NASHVILLE, TN 37215-6186

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	397 KINNIE RD, FRANKLIN, TN 37069-1905
Transaction Type	Mortgage
Record Updated	Jul 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092840222
Date	Jun 30, 2023
Book Page	9284/222
Instrument	23018634

Lender

Name	SIMMONS BANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 16, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 397 Kinnie Rd was $2,473, down 25.2% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,473.00 (-25.15%)	$190,250 Land $160,225 Building $30,025	$761,000 Land $640,900 Building $120,100
2024	$3,304.00 (+202.29%)
2023	$1,093.00	$87,875 (-) Land $62,325 Building $25,550	$351,500 (-) Land $249,300 Building $102,200
2022	$1,093.00	$87,875 Land $62,325 Building $25,550	$351,500 Land $249,300 Building $102,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 397 Kinnie Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	11 (2010–2021)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 Kinnie Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Also Mapped Here	H.B.& T.S. UTILITY DISTRICT
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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