374 Franciscan Way, Oceanside, CA 92057 Property Records

San Diego County property record for 374 Franciscan Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,204 sqft · built 2004
Lot Size	0.84 acres (3,655 sqft)
Owner	2 Individual Names on File
Last Sale	$762,000 (Oct 2021)
Tax Bill	$9,088 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`158-790-08-00`

Property Details

APN / Parcel Number

Primary APN	`158-790-08-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,204 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	3,655 sqft (0.84 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	374 FRANCISCAN WAY
City	OCEANSIDE
State	CA
Zip	92057-6464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-18-H
Legal Description	LOT 8 TR 014731
Legal Subdivision	MISSION WELLS
Legal Tract	014731
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1016
Census Tract	18521

Owner

374 Franciscan Way is owned and occupied by two individuals who bought it in October 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	374 FRANCISCAN WAY, OCEANSIDE, CA 92057-6464
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWING CORPORATION
Oct 20, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 30, 2021	Grant Deed, Transfer ZILLOW CLOSING & ESCROW SVCS
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jan 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage GREENLIGHT LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on File
Deed Sale	Oct 20, 2021 · Amount on File
Prior Sale	Jun 30, 2021 · Amount on File
Deed Document Number	2021729634
Prior Transfer Date	Jan 16, 2007
Prior Transfer Doc	0000163115
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	374 FRANCISCAN WAY, OCEANSIDE, CA 92057-6464
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 FRANCISCAN WAY, OCEANSIDE, CA 92057-6464

Mortgage

Document Number	0000653162
Date	Oct 26, 2020
Instrument	2020-0653162

Lender

Name	OWING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 20, 2021
Property Address	374 FRANCISCAN WAY, OCEANSIDE, CA 92057-6464
Document Number	0000729634
Map Reference	MAP 14731
Instrument Date	Oct 18, 2021
Instrument	2021-0729634
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS WEST INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	374 FRANCISCAN WAY, OCEANSIDE, CA 92057-6464

Mortgage

Document Number	0000729635
Date	Oct 20, 2021
Instrument	2021-0729635

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2021
Property Address	374 FRANCISCAN WAY, OCEANSIDE, CA 92057-6464
Document Number	0000474506
Map Reference	MAP 14731
Instrument Date	Jun 28, 2021
Instrument	2021-0474506
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	ZILLOW CLOSING & ESCROW SVCS

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 2ND AVE FL 31, 31, SEATTLE, WA 98101-0003
Investor	Possibly a Property Investor

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	374 FRANCISCAN WAY, OCEANSIDE, CA 92057-6464
Document Number	0000052872
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	374 FRANCISCAN WAY OCEANSIDE CA 920576464, OCEANSIDE, CA 92057-6464

Mortgage

Document Number	0000052872
Date	Jan 31, 2020
Instrument	52872

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	374 FRANCISCAN WAY, OCEANSIDE, CA 92057-6464
Document Number	0000014877
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	374 FRANCISCAN WAY OCEANSIDE CA 920576464, OCEANSIDE, CA 92057-6464

Mortgage

Document Number	0000014877
Date	Jan 11, 2017
Instrument	14877

Lender

Name	GREENLIGHT LOANS
Type	Funding / Finance Company
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 374 Franciscan Way was $9,088.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$824,810 (+2%) Land $450,808 Building $374,002
2025	$9,088.00	$808,638 Land $441,969 Building $366,669
2023	$8,641.00 (+1.54%)	$777,239 Land $424,807 Building $352,432
2022	$8,510.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 374 Franciscan Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 374 Franciscan Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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