3968 Waypoint Ave, Osprey, FL 34229 Property Records

Sarasota County property record for 3968 Waypoint Ave, Osprey, FL 34229

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,104 sqft · built 2017
Lot Size0.168 acres (7,322 sqft)
Owner2 Individual Names on File
Last Sale$560,000 (Sep 2020)
Tax Bill$5,514 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2020 Sale
+ 2 more
APN0148-15-0013

Property Details

APN / Parcel Number

Primary APN0148-15-0013

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,104 sqft Living Area
1st Floor Area2,104 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialConcrete
Lot Area7,322 sqft (0.168 acres)
Garage TypeAttached
Garage Area430 sqft

Exterior Amenities

Pool Area212 sqft
PorchOpen Porch
Porch Area472 sqft
Patio Area411 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3968 WAYPOINT AVE
CityOSPREY
StateFL
Zip34229-2305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF2
Legal DescriptionLOT 3, BAYSIDE, PB 49 PG 41
Legal Range18E
Legal Township38S
Legal Section10
Legal SubdivisionBAYSIDE
Legal Tract3192
Legal Block1
Legal Lot Number3
JurisdictionSARASOTA FL
Township / Civil DivisionOSPREY-LAUREL-NOKOMIS
Census Block Group3
Census Block3013
Census Tract2102

Owner

3968 Waypoint Ave is owned and occupied by two individuals who bought it in September 2020.

Source: Sarasota County records, as of January 12, 2026

Owner of Record2 Individual Names on File
Mailing Address3968 WAYPOINT AVE, OSPREY, FL 34229-2305
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Sep 22, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jul 23, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 21, 2017Grant Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2020 · Amount on File
Deed SaleSep 22, 2020 · Amount on File
Prior SaleJul 23, 2018
Deed Document Number2020130244
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address3968 WAYPOINT AVE, OSPREY, FL 34229-2305
Transaction TypeMortgage
Record UpdatedFeb 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3968 WAYPOINT AVE, OSPREY, FL 34229-2305

Mortgage

Document Number0000018479
DateFeb 3, 2021
Instrument2021018479
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateSep 22, 2020
Property Address3968 WAYPOINT AVE, OSPREY, FL 34229-2305
Document Number0000130244
Instrument DateSep 11, 2020
Instrument130244
Transaction TypeTransfer
Record UpdatedOct 7, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$3,920.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3968 WAYPOINT AVE OSPREY FL 342292305, OSPREY, FL 34229-2305

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSARASOTA FL
Recording DateJul 23, 2018
Property Address3968 WAYPOINT AVE, OSPREY, FL 34229-2305
Document Number0000097819
Instrument DateJul 13, 2018
Instrument97819
Transaction TypeTransfer
Record UpdatedAug 1, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3968 WAYPOINT AVE OSPREY FL 342292305, OSPREY, FL 34229-2305

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSARASOTA FL
Recording DateApr 21, 2017
Property Address3968 WAYPOINT AVE, OSPREY, FL 34229-2305
Document Number0000049718
Instrument DateApr 20, 2017
Instrument49718
Transaction TypeTransfer
Record UpdatedMay 18, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount on Record
Tax$3,702.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3968 WAYPOINT AVE OSPREY FL 342292305, OSPREY, FL 34229-2305

Tax Assessment & Valuation

The 2025 property tax bill for 3968 Waypoint Ave was $5,514 with a homeowner's exemption.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,514.00 Homeowner's exemption$517,568$757,500 Land $304,600 Building $452,900
2023$5,816.00 (+2.68%) Homeowner's exemption$488,332 (+3%)$687,900 (-0.52%) Land $148,600 Building $539,300
2022$5,664.00 Homeowner's exemption$474,109$691,500 Land $133,700 Building $557,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3968 Waypoint Ave; there have been 12 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 174 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies506 units insured
incl. 332 condo units
Nearby Flood Claims12 (2017–2024)
Claims Outside the SFHA7 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3968 Waypoint Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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