Sarasota County property record for 3972 Waypoint Ave, Osprey, FL 34229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,268 sqft · built 2017 |
| Lot Size | 0.167 acres (7,312 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $650,000 (Aug 2020) |
| Tax Bill | $8,311 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| APN | 0148-15-0014 |
| Primary APN | 0148-15-0014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 2,268 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 7,312 sqft (0.167 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Pool Area | 250 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 484 sqft |
| Patio Area | 764 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3972 WAYPOINT AVE |
|---|---|
| City | OSPREY |
| State | FL |
| Zip | 34229-2305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF2 |
| Legal Description | LOT 4, BAYSIDE, PB 49 PG 41 |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 10 |
| Legal Subdivision | BAYSIDE |
| Legal Tract | 3192 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 2102 |
3972 Waypoint Ave is owner-occupied and held in a trust since August 2020.
Source: Sarasota County records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3972 WAYPOINT AVE, OSPREY, FL 34229-2305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 5, 2018 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Aug 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC |
| Dec 12, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2020 · Amount on File |
| Deed Sale | Aug 21, 2020 · Amount on File |
| Prior Sale | Dec 12, 2017 · Amount on File |
| Deed Document Number | 2020113747 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 3972 WAYPOINT AVE, OSPREY, FL 34229-2305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000074407 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | 2018074407 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Aug 21, 2020 |
| Property Address | 3972 WAYPOINT AVE, OSPREY, FL 34229-2305 |
| Document Number | 0000113747 |
| Map Reference | MB 49 PG 41&41D |
| Instrument Date | Aug 18, 2020 |
| Instrument | 2020113747 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3972 WAYPOINT AVE, 3972, OSPREY, FL 34229-2305 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 16493 HORSESHOE RIDGE RD, CHESTERFIELD, MO 63005-4446 |
| Document Number | 0000113748 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 2020113748 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Dec 12, 2017 |
| Property Address | 3972 WAYPOINT AVE, OSPREY, FL 34229-2305 |
| Document Number | 0000152521 |
| Instrument Date | Dec 8, 2017 |
| Instrument | 152521 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $3,426.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3972 WAYPOINT AVE OSPREY FL 342292305, OSPREY, FL 34229-2305 |
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,311.00 (-5.77%) Homeowner's exemption | $761,357 (+2.14%) | $788,500 (+5.78%) Land $258,800 Building $529,700 |
| 2023 | $8,820.00 (-2.95%) Homeowner's exemption | $745,400 (-2.46%) Land $123,300 Building $622,100 | $745,400 (-2.46%) Land $123,300 Building $622,100 |
| 2022 | $9,088.00 Homeowner's exemption | $764,200 Land $120,300 Building $643,900 | $764,200 Land $120,300 Building $643,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3972 Waypoint Ave; there have been 12 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 174 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 332 condo units |
| Nearby Flood Claims | 12 (2017–2024) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3972 Waypoint Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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